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INCOME TAXES - Effective Income Tax Reconciliation (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INCOME TAXES      
U.S. Federal statutory tax rate $ 9,646 $ 11,049 $ 11,995
State and local income taxes, net of federal income tax effect 1,500 1,287 1,539
Tax credits, net of benefits (263) $ (239) $ (471)
Tax expense related to proportional amortization 1,400    
Tax benefit related to flow-through losses $ 175    
Rate      
U.S. Federal statutory tax rate (in %) 21.00% 21.00% 21.00%
State and local income taxes, net of federal income tax effect (in %) 3.20% 2.45% 2.69%
Tax credits, net of benefits (in %) (0.57%) (0.45%) (0.82%)
Nontaxable or nondeductible items:      
Tax exempt interest Income $ (1,492) $ (1,405) $ (1,042)
Bank owned life insurance income (535)    
Officers' life insurance   (416) (578)
Stock-based compensation plans   (37) 17
Other 160 (1,169) 805
Total income tax expense 9,016 9,070 12,265
Foreign income tax expense (benefit), continuing operations $ 0 $ 0 $ 0
Nontaxable or nondeductible items:      
Tax exempt interest Income (in %) (3.22%) (2.67%) (1.82%)
Bank owned life insurance income (1.16%)    
Officers' life insurance (in %)   (0.79%) (1.01%)
Stock-based compensation plans (in %)   (0.07%) 0.03%
Other (in %) 0.72% (2.22%) 1.40%
Effective tax rate (in %) 19.64% 17.25% 21.47%