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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest and dividend income:        
Interest and fees on loans $ 8,855 $ 8,823 $ 17,733 $ 17,304
Interest on securities 3,542 4,081 7,231 8,266
Dividend on FHLB stock 21 12 41 24
Total interest and dividend income 12,418 12,916 25,005 25,594
Interest expense:        
Deposits 1,899 2,190 3,854 4,404
Short-term borrowings 119 66 214 144
Long-term debt 1,447 2,036 2,967 4,088
Total interest expense 3,465 4,292 7,035 8,636
Net interest income 8,953 8,624 17,970 16,958
Provision for loan losses 460 600 875 1,100
Net interest income after provision for loan losses 8,493 8,024 17,095 15,858
Non-interest income:        
Trust and other financial services 839 736 1,618 1,515
Service charges on deposit accounts 286 336 536 625
Credit and debit card service charges and fees 340 291 656 579
Net securities gains 670 535 1,237 1,320
Total other-than-temporary impairment ("OTTI") losses (376) (589) (834) (1,154)
Non-credit portion of OTTI losses (before taxes) 40 [1]   154 [1]  
Net OTTI losses recognized in earnings (336) (589) (680) (1,154)
Other operating income 175 176 307 332
Total non-interest income 1,974 1,485 3,674 3,217
Non-interest expense:        
Salaries and employee benefits 3,309 2,959 6,491 6,067
Occupancy expense 370 372 775 803
Furniture and equipment expense 492 427 907 845
Credit and debit card expenses 87 73 175 145
FDIC insurance assessments 187 364 372 628
Other operating expense 1,712 1,567 3,245 2,809
Total non-interest expense 6,157 5,762 11,965 11,297
Income before income taxes 4,310 3,747 8,804 7,778
Income taxes 1,205 974 2,536 2,136
Net income $ 3,105 $ 2,773 $ 6,268 $ 5,642
Per Common Share Data:        
Basic earnings per share $ 0.80 $ 0.72 $ 1.61 $ 1.47
Diluted earnings per share $ 0.79 $ 0.72 $ 1.61 $ 1.46
[1] Included in other comprehensive loss, net of tax