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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Assets    
Cash and cash equivalents $ 10,045 $ 8,720
Securities available for sale, at fair value 421,826 381,880
Federal Home Loan Bank stock 18,189 16,068
Loans 808,412 729,003
Allowance for loan losses (8,053) (8,221)
Loans, net of allowance for loan losses 800,359 720,782
Premises and equipment, net 19,345 16,090
Goodwill 5,231 3,158
Bank owned life insurance 7,567 7,377
Other assets 12,868 13,391
TOTAL ASSETS 1,295,430 1,167,466
Deposits:    
Demand and other non-interest bearing deposits 80,372 62,648
NOW accounts 115,113 99,120
Savings and money market deposits 220,843 206,704
Time deposits 397,299 354,418
Total deposits 813,627 722,890
Short-term borrowings 193,342 175,813
Long-term advances from Federal Home Loan Bank 145,491 139,470
Junior subordinated debentures 5,000 5,000
Other liabilities 8,735 6,043
TOTAL LIABILITIES 1,166,195 1,049,216
Shareholders' equity    
Capital stock, par value $2.00; authorized 10,000,000 shares; issued 4,525,635 shares at September 30, 2012, and December 31, 2011 9,051 9,051
Surplus 26,651 26,512
Retained earnings 92,277 86,198
Accumulated other comprehensive income:    
Prior service cost and unamortized net actuarial losses on employee benefit plans, net of tax of ($174) and ($9), at September 30, 2012 and December 31, 2011, respectively (338) (17)
Net unrealized appreciation on securities available for sale, net $5,547 and $3,845, at September 30, 2012 and December 31, 2011, respectively 10,768 7,464
Portion of OTTI attributable to non-credit losses, net of $78 and ($218), at September 30, 2012, and December 31, 2011, respectively 152 (423)
Total accumulated other comprehensive income 10,582 7,024
Less: cost of 606,741 and 646,742 shares of treasury stock at September 30, 2012 and December 31, 2011, respectively (9,326) (10,535)
TOTAL SHAREHOLDERS' EQUITY 129,235 118,250
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,295,430 $ 1,167,466