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Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest and dividend income:      
Interest and fees on loans $ 34,854 $ 34,867 $ 34,797
Interest on securities 16,006 16,274 19,570
Dividends on FHLB stock 47      
Total interest and dividend income 50,907 51,141 54,367
Interest expense:      
Deposits 8,765 9,906 10,724
Short-term borrowings 260 284 602
Long-term debt 7,493 9,242 9,760
Total interest expense 16,518 19,432 21,086
Net interest income 34,389 31,709 33,281
Provision for loan losses 2,395 2,327 3,207
Net interest income after provision for loan losses 31,994 29,382 30,074
Non-interest income:      
Trust and other financial services 3,061 2,984 2,444
Service charges on deposit accounts 1,284 1,359 1,412
Mortgage banking activities 80 115 490
Credit and debit card service charges and fees 1,277 1,160 1,004
Net securities gains (losses) 2,689 2,127 1,521
Total other-than-temporary impairment ("OTTI") losses (2,796) (898) (2,773)
Non-credit portion of OTTI losses (before taxes) 577 [1]   1,319 [1]
Net OTTI losses recognized in earnings (2,219) (898) (1,454)
Other operating income 620 611 605
Total non-interest income 6,792 7,458 6,022
Non-interest expense:      
Salaries and employee benefits 12,814 12,193 11,594
Occupancy expense 1,514 1,357 1,329
Furniture and equipment expense 1,660 1,602 1,378
Credit and debit card expenses 310 295 332
FDIC insurance assessments 1,099 1,066 1,420
Other operating expense 5,884 5,533 5,701
Total non-interest expense 23,281 22,046 21,754
Income before income taxes 15,505 14,794 14,342
Income taxes 4,462 4,132 3,992
Net income 11,043 10,662 10,350
Preferred stock dividends and accretion of discount    653 1,034
Net income available to common shareholders $ 11,043 $ 10,009 $ 9,316
Computation of Earnings Per Share:      
Basic 3,860,474 3,782,881 2,916,643
Effect of dilutive employee stock options 18,140 45,821 57,182
Effect of dilutive warrants     9,604
Diluted 3,878,614 3,828,702 2,983,429
Per Common Share Data:      
Basic Earnings Per Share $ 2.86 $ 2.65 $ 3.19
Diluted Earnings Per Share $ 2.85 $ 2.61 $ 3.12
[1] (1) Included in other comprehensive income (loss), net of taxes