Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Assets
Cash and cash equivalents	$ 8,720	$ 12,815
Securities available for sale, at fair value	381,880	357,882
Federal Home Loan Bank stock	16,068	16,068
Loans	729,003	700,670
Allowance for loan losses	(8,221)	(8,500)
Loans, net of allowance for loan losses	720,782	692,170
Premises and equipment, net	16,090	13,505
Goodwill	3,158	3,158
Bank owned life insurance	7,377	7,112
Other assets	13,391	15,223
TOTAL ASSETS	1,167,466	1,117,933
Liabilities
Demand and other non-interest bearing deposits	62,648	60,350
NOW accounts	99,120	82,656
Savings and money market deposits	206,704	211,748
Time deposits	354,418	353,574
Total deposits	722,890	708,328
Short-term borrowings	175,813	119,880
Long-term advances from Federal Home Loan Bank	139,470	175,134
Junior subordinated debentures	5,000	5,000
Other liabilities	6,043	5,983
TOTAL LIABILITIES	1,049,216	1,014,325
Shareholders' equity
Capital stock, par value $2.00; authorized 10,000,000 shares; issued 4,525,635 shares at December 31, 2011 and December 31, 2010	9,051	9,051
Surplus	26,512	26,165
Retained earnings	86,198	80,379
Accumulated other comprehensive income:
Prior service cost and unamortized net actuarial losses on employee benefit plans, net of tax of ($9) and ($29), at December 31, 2011 and December 31, 2010, respectively	(17)	(56)
Net unrealized appreciation on securities available for sale, net of tax of $3,845 and $445, at December 31, 2011 and December 31, 2010, respectively	7,464	865
Portion of OTTI attributable to non-credit losses, net of tax of ($218) and ($270), at December 31, 2011 and 2010, respectively	(423)	(525)
Total accumulated other comprehensive income	7,024	284
Less: cost of 646,742 and 702,690 shares of treasury stock at December 31, 2011 and December 31, 2010, respectively	(10,535)	(12,271)
TOTAL SHAREHOLDERS' EQUITY	118,250	103,608
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,167,466	$ 1,117,933