0000000000-24-010590.txt : 20241121 0000000000-24-010590.hdr.sgml : 20241121 20240919083607 ACCESSION NUMBER: 0000000000-24-010590 CONFORMED SUBMISSION TYPE: UPLOAD PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20240919 FILED FOR: COMPANY DATA: COMPANY CONFORMED NAME: BAR HARBOR BANKSHARES CENTRAL INDEX KEY: 0000743367 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] ORGANIZATION NAME: 02 Finance IRS NUMBER: 010393663 STATE OF INCORPORATION: ME FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: UPLOAD SEC FILE NUMBER: 001-13349 BUSINESS ADDRESS: STREET 1: 82 MAIN ST STREET 2: PO BOX 400 CITY: BAR HARBOR STATE: ME ZIP: 04609-0400 BUSINESS PHONE: 2076696784 MAIL ADDRESS: STREET 1: 82 MAIN ST STREET 2: PO BOX 400 CITY: BAR HARBOR STATE: ME ZIP: 04609-0400 PUBLIC REFERENCE ACCESSION NUMBER: 0001558370-24-002920 LETTER 1 filename1.pdf begin 644 filename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end TEXT-EXTRACT 2 filename2.txt September 19, 2024 Josephine Iannelli Chief Financial Officer Bar Harbor Bankshares PO Box 400, 82 Main Street Bar Harbor, ME 04609-0400 Re: Bar Harbor Bankshares Form 10-K for Fiscal Year Ended December 31, 2023 File No. 001-13349 Dear Josephine Iannelli: We have limited our review of your filing to the financial statements and related disclosures and have the following comment. Please respond to this letter within ten business days by providing the requested information or advise us as soon as possible when you will respond. If you do not believe a comment applies to your facts and circumstances, please tell us why in your response. After reviewing your response to this letter, we may have additional comments. Form 10-K for Fiscal Year Ended December 31, 2023 Non-GAAP Financial Measures, page 45 1. We note your presentation of a non-GAAP financial measure for "Tangible book value per share, excluding securities adjustment," which represents the exclusion of the total unrealized loss on available-for-sale securities recorded within total common shareholders' equity. This represents an individually tailored accounting measure given that the adjustment to exclude the unrealized (loss) gain on securities has the effect of changing the recognition and measurement principles required to be applied in accordance with GAAP. Therefore, please remove the presentation of this non-GAAP measure from your future filings. Refer to Question 100.04 of the Division of Corporation Finance s Compliance & Disclosure Interpretations on Non-GAAP Financial Measures and Rule 100(b) of Regulation G. In closing, we remind you that the company and its management are responsible for the accuracy and adequacy of their disclosures, notwithstanding any review, comments, action or absence of action by the staff. September 19, 2024 Page 2 Please contact Mengyao Lu at 202-551-3471 or Robert Klein at 202-551-3847 with any questions. Sincerely, Division of Corporation Finance Office of Finance