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Information About Segments of Business (Tables)
12 Months Ended
Dec. 31, 2013
Segment Reporting [Abstract]  
Schedule of segment reporting

The accounting policies of the segments parallel those described in the summary of significant accounting policies pertinent thereto.
Segment Reporting
Years Ended December 31:
 
2013
 
2012
 
2011
General Insurance:
 
 
 
 
 
 
Including CCI run-off business:
 
 
 
 
 
 
Net premiums earned
 
$
2,543.5

 
$
2,366.9

 
$
2,167.7

Net investment income and other income
 
336.6

 
375.1

 
379.3

Total revenues before realized gains or losses
 
$
2,880.1

 
$
2,742.0

 
$
2,547.1

Income (loss) before taxes (credits) and
 
 
 
 
 
 
realized investment gains or losses (a)
 
$
272.0

 
$
186.0

 
$
304.3

Income tax expense (credits) on above
 
$
85.2

 
$
51.1

 
$
94.5

 
 
 
 
 
 
 
All CCI run-off business:
 
 
 
 
 
 
Net premiums earned
 
$
29.8

 
$
42.4

 
$
58.3

Net investment income and other income
 
.4

 
.1

 
.1

Total revenues before realized gains or losses
 
$
30.2

 
$
42.6

 
$
58.4

Income (loss) before taxes (credits) and
 
 
 
 
 
 
realized investment gains or losses
 
$
(16.2
)
 
$
(74.9
)
 
$
(49.6
)
Income tax expense (credits) on above
 
$
(5.6
)
 
$
(26.2
)
 
$
(17.3
)
 
 
 
 
 
 
 
Total excluding all CCI run-off business:
 
 
 
 
 
 
Net premiums earned
 
$
2,513.7

 
$
2,324.4

 
$
2,109.4

Net investment income and other income
 
336.2

 
374.9

 
379.2

Total revenues before realized gains or losses
 
$
2,849.9

 
$
2,699.4

 
$
2,488.6

Income (loss) before taxes (credits) and
 
 
 
 
 
 
realized investment gains or losses (a)
 
$
288.3

 
$
261.0

 
$
353.9

Income tax expense (credits) on above
 
$
90.9

 
$
77.4

 
$
111.8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Title Insurance:
 
 
 
 
 
 
Net premiums earned
 
$
1,567.1

 
$
1,250.2

 
$
1,007.9

Title, escrow and other fees
 
429.0

 
427.1

 
354.5

Sub-total
 
1,996.1

 
1,677.4

 
1,362.4

Net investment income and other income
 
29.5

 
29.6

 
29.3

Total revenues before realized gains or losses
 
$
2,025.6

 
$
1,707.1

 
$
1,391.8

Income (loss) before taxes (credits) and
 
 
 
 
 
 
realized investment gains or losses (a)
 
$
124.3

 
$
73.8

 
$
36.2

Income tax expense (credits) on above
 
$
44.0

 
$
26.5

 
$
11.5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
RFIG Run-off Business:
 
 
 
 
 
 
Excluding CCI run-off business:
 
 
 
 
 
 
Net premiums earned
 
$
286.7

 
$
368.0

 
$
444.9

Net investment income and other income
 
36.4

 
36.6

 
61.2

Total revenues before realized gains or losses
 
$
323.1

 
$
404.6

 
$
506.1

Income (loss) before taxes (credits) and
 
 
 
 
 
 
realized investment gains or losses (a)(c)
 
$
126.3

 
$
(433.6
)
 
$
(678.1
)
Income tax expense (credits) on above
 
$
44.2

 
$
(151.5
)
 
$
(234.3
)
 
 
 
 
 
 
 
All CCI run-off business:
 
 
 
 
 
 
Net premiums earned
 
$
29.8

 
$
42.4

 
$
58.3

Net investment income and other income
 
.4

 
.1

 
.1

Total revenues before realized gains or losses
 
$
30.2

 
$
42.6

 
$
58.4

Income (loss) before taxes (credits) and
 
 
 
 
 
 
realized investment gains or losses
 
$
(16.2
)
 
$
(74.9
)
 
$
(49.6
)
Income tax expense (credits) on above
 
$
(5.6
)
 
$
(26.2
)
 
$
(17.3
)
 
 
 
 
 
 
 
Total RFIG run-off MI and CCI business:
 
 
 
 
 
 
Net premiums earned
 
$
316.5

 
$
410.5

 
$
503.2

Net investment income and other income
 
36.8

 
36.7

 
61.3

Total revenues before realized gains or losses
 
$
353.4

 
$
447.3

 
$
564.6

Income (loss) before taxes (credits) and
 
 
 
 
 
 
realized investment gains or losses (a)(c)
 
$
110.0

 
$
(508.6
)
 
$
(727.8
)
Income tax expense (credits) on above
 
$
38.5

 
$
(177.8
)
 
$
(251.6
)
 
 
 
 
 
 
 

Segment Reporting (Continued)
Years Ended December 31:
 
2013
 
2012
 
2011
Consolidated Revenues:
 
 
 
 
 
 
Total revenues of above Company segments
 
$
5,228.9

 
$
4,853.8

 
$
4,445.1

Other sources (b)
 
123.3

 
126.4

 
143.7

Consolidated net realized investment gains (losses)
 
148.1

 
47.8

 
115.5

Consolidation elimination adjustments
 
(57.7
)
 
(58.0
)
 
(58.8
)
Consolidated revenues
 
$
5,442.7

 
$
4,970.1

 
$
4,645.5

 
 
 
 
 
 
 
Consolidated Income (Loss) Before Taxes (Credits):
 
 
 
 
 
 
Total income (loss) before income taxes (credits)
 
 
 
 
 
 
and realized investment gains or losses of
 
 
 
 
 
 
above Company segments
 
$
522.7

 
$
(173.6
)
 
$
(337.5
)
Other sources - net (b)
 
2.1

 
(2.7
)
 
(14.6
)
Consolidated net realized investment gains (losses)
 
148.1

 
47.8

 
115.5

Consolidated income (loss) before income taxes (credits)
 
$
672.9

 
$
(128.5
)
 
$
(236.7
)
 
 
 
 
 
 
 
Consolidated Income Tax Expense (Credits):
 
 
 
 
 
 
Total income tax expense (credits)
 
 
 
 
 
 
for above Company segments
 
$
173.5

 
$
(73.8
)
 
$
(128.2
)
Other sources - net (b)
 
(.3
)
 
(2.8
)
 
(5.4
)
Income tax expense (credits) on
 
 
 
 
 
 
consolidated net realized investment gains (losses)
 
51.8

 
16.7

 
37.5

Consolidated income tax expense (credits)
 
$
225.0

 
$
(59.8
)
 
$
(96.1
)
December 31:
 
 
 
2013
 
2012
Consolidated Assets:
 
 
 
 
 
 
General Insurance
 
 
 
$
13,276.6

 
$
12,770.2

Title Insurance
 
 
 
1,185.5

 
1,076.5

RFIG Run-off Business
 
 
 
1,822.3

 
2,051.1

Total assets for above company segments
 
 
 
16,284.5

 
15,897.9

Other assets (b)
 
 
 
549.8

 
626.2

Consolidation elimination adjustments
 
 
 
(299.9
)
 
(297.3
)
Consolidated assets
 
 
 
$
16,534.4

 
$
16,226.8

__________

In the above tables, net premiums earned on a GAAP basis differ slightly from statutory amounts due to certain differences in calculations of unearned premium reserves under each accounting method.

(a)
Income (loss) before taxes (credits) is reported net of interest charges on intercompany financing arrangements with Old Republic's holding company parent for the following segments: General - $28.9, $28.1 and $25.0 for the years ended December 31, 2013, 2012, and 2011, respectively; Title - $7.9, $8.0 and $5.3 for the years ended December 31, 2013, 2012, and 2011, respectively; RFIG Run-off - $-, $2.1 and $8.0 for the years ended December 31, 2013, 2012, and 2011, respectively.
(b)
Represents amounts for Old Republic's holding company parent, minor corporate services subsidiaries, and a small life and accident insurance operation.
(c)
Income (loss) before taxes (credits) for 2011 includes an accrual of employment severance and similar costs ($10.7), elimination of previously deferred acquisition costs ($29.1) no longer deemed recoverable in future run-off periods, and a write-off of the historical goodwill balance of ($10.7).