XML 88 R72.htm IDEA: XBRL DOCUMENT v3.22.4
Note 5 - Allowance for Loan Losses and Reserve for Unfunded Lending Commitments - Changes in Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Balance $ 18,678 $ 21,403 $ 13,152
Provision for (recovery of) loan losses 1,597 (2,825) 8,916
Charge-offs (1,019) (146) (1,006)
Recoveries 299 246 341
Balance 19,555 18,678 21,403
Balance, beginning of year 18,678    
Balance, end of year 19,555 18,678  
Provision/(recovery) 1,597 (2,825) 8,916
Individually evaluated for impairment 0 7  
Collectively evaluated for impairment 19,462 18,004  
Loans and Leases Receivable, Allowance 19,555 18,678 21,403
Individually evaluated for impairment 5,094 2,232  
Collectively evaluated for impairment 2,167,814 1,924,546  
Total loans 2,186,449 1,946,580  
Financial Asset Acquired with Credit Deterioration [Member]      
Balance 667    
Balance 93 667  
Loans and Leases Receivable, Allowance 93 667  
Total loans 13,541 19,802  
Unfunded Loan Commitment [Member]      
Balance, beginning of year 386 304 329
Provision for (recovery of) unfunded commitments (9) 82 (25)
Charge-offs 0 0 0
Balance, end of year 377 386 304
Commercial Portfolio Segment [Member]      
Balance [1] 2,668 3,373  
Provision for (recovery of) loan losses 442 (745)  
Charge-offs [1] (357) 0  
Recoveries [1] 121 40  
Balance [1] 2,874 2,668 3,373
Provision/(recovery) 442 (745)  
Individually evaluated for impairment [1] 0 7  
Collectively evaluated for impairment [1] 2,873 2,642  
Loans and Leases Receivable, Allowance [1] 2,874 2,668 3,373
Individually evaluated for impairment [1] 0 14  
Collectively evaluated for impairment [1] 304,240 299,470  
Total loans [1] 304,247 299,773  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Balance [1] 19    
Balance [1] 1 19  
Loans and Leases Receivable, Allowance [1] 1 19  
Total loans [1] 7 289  
Construction and Land Development [Member]      
Balance 1,397 1,927  
Provision for (recovery of) loan losses 399 (530)  
Charge-offs 0 0  
Recoveries 0 0  
Balance 1,796 1,397 1,927
Provision/(recovery) 399 (530)  
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 1,772 1,365  
Loans and Leases Receivable, Allowance 1,796 1,397 1,927
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 196,357 133,984  
Total loans 197,525 134,221  
Construction and Land Development [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Balance 32    
Balance 24 32  
Loans and Leases Receivable, Allowance 24 32  
Total loans 1,168 237  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate [Member]      
Balance 3,964 4,340  
Provision for (recovery of) loan losses (199) (380)  
Charge-offs 0 (3)  
Recoveries 20 7  
Balance 3,785 3,964 4,340
Provision/(recovery) (199) (380)  
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 3,762 3,767  
Loans and Leases Receivable, Allowance 3,785 3,964 4,340
Individually evaluated for impairment 2,420 8  
Collectively evaluated for impairment 408,656 382,562  
Total loans 418,462 391,517  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Commercial Real Estate [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Balance 197    
Balance 23 197  
Loans and Leases Receivable, Allowance 23 197  
Total loans 7,386 8,947  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Commercial Real Estate [Member]      
Balance 7,141 7,626  
Provision for (recovery of) loan losses 476 (493)  
Charge-offs (436) 0  
Recoveries 3 8  
Balance 7,184 7,141 7,626
Provision/(recovery) 476 (493)  
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 7,184 6,778  
Loans and Leases Receivable, Allowance 7,184 7,141 7,626
Individually evaluated for impairment 1,360 1,185  
Collectively evaluated for impairment 824,153 724,180  
Total loans 827,728 731,034  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Commercial Real Estate [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Balance 363    
Balance 0 363  
Loans and Leases Receivable, Allowance 0 363  
Total loans 2,215 5,669  
Residential Portfolio Segment [Member]      
Balance 3,458 4,067  
Provision for (recovery of) loan losses 373 (655)  
Charge-offs (5) (53)  
Recoveries 41 99  
Balance 3,867 3,458 4,067
Provision/(recovery) 373 (655)  
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 3,822 3,402  
Loans and Leases Receivable, Allowance 3,867 3,458 4,067
Individually evaluated for impairment 1,314 1,025  
Collectively evaluated for impairment 427,809 377,290  
Total loans 431,872 382,960  
Residential Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Balance 56    
Balance 45 56  
Loans and Leases Receivable, Allowance 45 56  
Total loans 2,749 4,645  
Residential Portfolio Segment [Member] | Non-owner Occupied Commercial Real Estate [Member]      
Total loans 827,728 731,034  
Consumer Portfolio Segment [Member]      
Balance 50 70  
Provision for (recovery of) loan losses 106 (22)  
Charge-offs (221) (90)  
Recoveries 114 92  
Balance 49 50 70
Provision/(recovery) 106 (22)  
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 49 50  
Loans and Leases Receivable, Allowance 49 50 $ 70
Individually evaluated for impairment 0 0  
Collectively evaluated for impairment 6,599 7,060  
Total loans 6,615 7,075  
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Balance 0    
Balance 0 0  
Loans and Leases Receivable, Allowance 0 0  
Total loans $ 16 $ 15  
[1] Includes PPP loans, which are guaranteed by the SBA and have no related allowance.