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Note 5 - Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)

12 Months Ended

Dec. 31, 2022

	*Year Ended December 31,*
	*2022*			*2021*			*2020*
Allowance for Loan Losses
Balance, beginning of year	$	18,678		$	21,403		$	13,152
Provision for (recovery of) loan losses		1,597			(2,825	)		8,916
Charge-offs		(1,019	)		(146	)		(1,006	)
Recoveries		299			246			341
Balance, end of year	$	19,555		$	18,678		$	21,403

	*Year Ended December 31,*
	*2022*			*2021*		*2020*
Reserve for Unfunded Lending Commitments
Balance, beginning of year	$	386		$	304	$	329
Provision for (recovery of) unfunded commitments		(9	)		82		(25	)
Charge-offs		—			—		—
Balance, end of year	$	377		$	386	$	304

	*Commercial (1)*			*Construction and Land Development*		*Commercial Real Estate - Owner Occupied*			*Commercial Real Estate - Non-owner Occupied*			*Residential Real Estate*			*Consumer*			*Total*
Allowance for Loan Losses
Balance at December 31, 2021	$	2,668		$	1,397	$	3,964		$	7,141		$	3,458		$	50		$	18,678
Charge-offs		(357	)		—		—			(436	)		(5	)		(221	)		(1,019	)
Recoveries		121			—		20			3			41			114			299
Provision/(recovery)		442			399		(199	)		476			373			106			1,597
Balance at December 31, 2022	$	2,874		$	1,796	$	3,785		$	7,184		$	3,867		$	49		$	19,555

Balance at December 31, 2022:

Allowance for Loan Losses
Individually evaluated for impairment	$	—		$	—	$	—		$	—		$	—		$	—		$	—
Collectively evaluated for impairment		2,873			1,772		3,762			7,184			3,822			49			19,462
Purchased credit impaired loans		1			24		23			—			45			—			93
Total	$	2,874		$	1,796	$	3,785		$	7,184		$	3,867		$	49		$	19,555

Loans
Individually evaluated for impairment	$	—		$	—	$	2,420		$	1,360		$	1,314		$	—		$	5,094
Collectively evaluated for impairment		304,240			196,357		408,656			824,153			427,809			6,599			2,167,814
Purchased credit impaired loans		7			1,168		7,386			2,215			2,749			16			13,541
Total	$	304,247		$	197,525	$	418,462		$	827,728		$	431,872		$	6,615		$	2,186,449

	*Commercial (1)*			*Construction and Land Development*			*Commercial Real Estate - Owner Occupied*			*Commercial Real Estate - Non-owner Occupied*			*Residential Real Estate*			*Consumer*			*Total*
Allowance for Loan Losses
Balance at December 31, 2020	$	3,373		$	1,927		$	4,340		$	7,626		$	4,067		$	70		$	21,403
Charge-offs		—			—			(3	)		—			(53	)		(90	)		(146	)
Recoveries		40			—			7			8			99			92			246
Provision/(recovery)		(745	)		(530	)		(380	)		(493	)		(655	)		(22	)		(2,825	)
Balance at December 31, 2021	$	2,668		$	1,397		$	3,964		$	7,141		$	3,458		$	50		$	18,678

Balance at December 31, 2021:

Allowance for Loan Losses
Individually evaluated for impairment	$	7		$	—		$	—		$	—		$	—		$	—		$	7
Collectively evaluated for impairment		2,642			1,365			3,767			6,778			3,402			50			18,004
Purchased credit impaired loans		19			32			197			363			56			—			667
Total	$	2,668		$	1,397		$	3,964		$	7,141		$	3,458		$	50		$	18,678

Loans
Individually evaluated for impairment	$	14		$	—		$	8		$	1,185		$	1,025		$	—		$	2,232
Collectively evaluated for impairment		299,470			133,984			382,562			724,180			377,290			7,060			1,924,546
Purchased credit impaired loans		289			237			8,947			5,669			4,645			15			19,802
Total	$	299,773		$	134,221		$	391,517		$	731,034		$	382,960		$	7,075		$	1,946,580