XML 51 R35.htm IDEA: XBRL DOCUMENT v3.22.4
Note 4 - Loans (Tables)
12 Months Ended
Dec. 31, 2022
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

December 31,

 
  

2022

  

2021

 

Commercial

 $304,247  $299,773 

Commercial real estate:

        

Construction and land development

  197,525   134,221 

Commercial real estate - owner occupied

  418,462   391,517 

Commercial real estate - non-owner occupied

  827,728   731,034 

Residential real estate:

        

Residential

  338,132   289,757 

Home equity

  93,740   93,203 

Consumer

  6,615   7,075 

Total loans, net of deferred fees and costs

 $2,186,449  $1,946,580 
Schedule of Outstanding and Carrying Amount of Certain Loans Acquired in Transfer [Table Text Block]
  

2022

  

2021

 

Outstanding principal balance

 $125,856  $163,574 

Carrying amount

  120,432   156,975 
  

2022

  

2021

 

Outstanding principal balance

 $17,788  $24,696 

Carrying amount

  13,541   19,802 
Schedule of Changes in Accretable Yield on Acquired Loans [Table Text Block]
  

2022

  

2021

  

2020

 

Balance at January 1

 $4,902  $6,513  $7,893 

Accretion

  (2,186)  (5,292)  (3,553)

Reclassification from nonaccretable difference

  986   2,780   2,233 

Other changes, net (1)

  (172)  901   (60)

Balance at December 31

 $3,530  $4,902  $6,513 
Financing Receivable, Past Due [Table Text Block]
          

90 Days +

                 
          

Past Due

  

Non-

  

Total

         
  

30- 59 Days

  

60-89 Days

  

and Still

  

Accrual

  

Past

      

Total

 
  

Past Due

  

Past Due

  

Accruing

  

Loans

  

Due

  

Current

  

Loans

 

Commercial

 $161  $  $  $4  $165  $304,082  $304,247 

Commercial real estate:

                            

Construction and land development

                 197,525   197,525 

Commercial real estate - owner occupied

  724   268         992   417,470   418,462 

Commercial real estate - non-owner occupied

  319         301   620   827,108   827,728 

Residential:

                            

Residential

  664   90      797   1,551   336,581   338,132 

Home equity

  104         205   309   93,431   93,740 

Consumer

        16      16   6,599   6,615 

Total

 $1,972  $358  $16  $1,307  $3,653  $2,182,796  $2,186,449 
          

90 Days +

                 
          

Past Due

  

Non-

  

Total

         
  

30- 59 Days

  

60-89 Days

  

and Still

  

Accrual

  

Past

      

Total

 
  

Past Due

  

Past Due

  

Accruing

  

Loans

  

Due

  

Current

  

Loans

 

Commercial

 $120  $  $  $26  $146  $299,627  $299,773 

Commercial real estate:

                            

Construction and land development

                 134,221   134,221 

Commercial real estate - owner occupied

           12   12   391,505   391,517 

Commercial real estate - non-owner occupied

           1,093   1,093   729,941   731,034 

Residential:

                            

Residential

  670   20   154   792   1,636   288,121   289,757 

Home equity

  12   30   47   80   169   93,034   93,203 

Consumer

  6      15   3   24   7,051   7,075 

Total

 $808  $50  $216  $2,006  $3,080  $1,943,500  $1,946,580 
Impaired Financing Receivables [Table Text Block]
      

Unpaid

      

Average

  

Interest

 
  

Recorded

  

Principal

  

Related

  

Recorded

  

Income

 
  

Investment

  

Balance

  

Allowance

  

Investment

  

Recognized

 

With no related allowance recorded:

                    

Commercial

 $  $  $  $  $ 

Commercial real estate:

                    

Construction and land development

               

Commercial real estate - owner occupied

  2,420   2,420      1,454   108 

Commercial real estate - non-owner occupied

  1,360   1,359      1,186   40 

Residential:

                    

Residential

  1,149   1,156      935   21 

Home equity

  165   165      93    

Consumer

               
  $5,094  $5,100  $  $3,668  $169 

With a related allowance recorded:

                    

Commercial

 $  $  $  $139  $ 

Commercial real estate:

                    

Construction and land development

               

Commercial real estate - owner occupied

               

Commercial real estate - non-owner occupied

               

Residential

                    

Residential

           41    

Home equity

               

Consumer

           38    
  $  $  $  $218  $ 

Total:

                    

Commercial

 $  $  $  $139  $ 

Commercial real estate:

                    

Construction and land development

               

Commercial real estate - owner occupied

  2,420   2,420      1,454   108 

Commercial real estate - non-owner occupied

  1,360   1,359      1,186   40 

Residential:

                    

Residential

  1,149   1,156      976   21 

Home equity

  165   165      93    

Consumer

           38    
  $5,094  $5,100  $  $3,886  $169 
      

Unpaid

      

Average

  

Interest

 
  

Recorded

  

Principal

  

Related

  

Recorded

  

Income

 
  

Investment

  

Balance

  

Allowance

  

Investment

  

Recognized

 

With no related allowance recorded:

                    

Commercial

 $  $  $  $4  $ 

Commercial real estate:

                    

Construction and land development

               

Commercial real estate - owner occupied

  8   5      71   1 

Commercial real estate - non-owner occupied

  1,185   1,186      1,107   23 

Residential:

                    

Residential

  1,021   1,031      1,217   41 

Home equity

  4   4      5   1 

Consumer

               
  $2,218  $2,226  $  $2,404  $66 

With a related allowance recorded:

                    

Commercial

 $14  $7  $7  $25  $1 

Commercial real estate:

                    

Construction and land development

               

Commercial real estate - owner occupied

               

Commercial real estate - non-owner occupied

           30    

Residential:

                    

Residential

           61   2 

Home equity

               

Consumer

               
  $14  $7  $7  $116  $3 

Total:

                    

Commercial

 $14  $7  $7  $29  $1 

Commercial real estate:

                    

Construction and land development

               

Commercial real estate - owner occupied

  8   5      71   1 

Commercial real estate - non-owner occupied

  1,185   1,186      1,137   23 

Residential:

                    

Residential

  1,021   1,031      1,278   43 

Home equity

  4   4      5   1 

Consumer

               
  $2,232  $2,233  $7  $2,520  $69 
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
  

Loans Modified as TDRs for the Year Ended December 31, 2022

 
      

Pre-Modification

  

Post-Modification

 
  

Number of

  

Outstanding Recorded

  

Outstanding Recorded

 
  

Contracts

  

Investment

  

Investment

 

Commercial

    $  $ 

Commercial real estate - owner occupied

  1   2,420   2,420 

Commercial real estate - non-owner occupied

         

Residential real estate

  1   109   109 

Home equity

         

Consumer

         

Total

  2  $2,529  $2,529 
  

Loans Modified as TDRs for the Year Ended December 31, 2021

 
      

Pre-Modification

  

Post-Modification

 
  

Number of

  

Outstanding Recorded

  

Outstanding Recorded

 
  

Contracts

  

Investment

  

Investment

 

Commercial

    $  $ 

Commercial real estate - owner occupied

         

Commercial real estate - non-owner occupied

  1   1,093   1,093 

Residential real estate

         

Home equity

         

Consumer

         

Total

  1  $1,093  $1,093 
  

Loans Modified as TDRs for the Year Ended December 31, 2020

 
      

Pre-Modification

  

Post-Modification

 
  

Number of

  

Outstanding Recorded

  

Outstanding Recorded

 
  

Contracts

  

Investment

  

Investment

 

Commercial

  1  $106  $106 

Commercial real estate - owner occupied

         

Commercial real estate - non-owner occupied

  2   1,311   1,311 

Residential real estate

  1   82   82 

Home equity

  1   6   6 

Consumer

         

Total

  5  $1,505  $1,505 
Financing Receivable Credit Quality Indicators [Table Text Block]
  

Commercial

  

Construction and Land Development

  

Commercial Real Estate - Owner Occupied

  

Commercial Real Estate - Non-owner Occupied

  

Residential Real Estate

  

Home Equity

 

Pass

 $288,041  $197,331  $405,223  $826,844  $333,124  $93,062 

Special Mention

  10,657      2,388   239   1,577    

Substandard

  5,548   194   10,851   645   3,431   678 

Doubtful

  1                

Total

 $304,247  $197,525  $418,462  $827,728  $338,132  $93,740 
  

Consumer

 

Performing

 $6,599 

Nonperforming

  16 

Total

 $6,615 
  

Commercial

  

Construction and Land Development

  

Commercial Real Estate - Owner Occupied

  

Commercial Real Estate - Non-owner Occupied

  

Residential Real Estate

  

Home Equity

 

Pass

 $290,823  $130,111  $372,177  $720,138  $285,188  $92,807 

Special Mention

  8,333   2,881   11,048   8,702   1,774    

Substandard

  617   1,229   8,292   2,194   2,795   396 

Doubtful

                  

Total

 $299,773  $134,221  $391,517  $731,034  $289,757  $93,203 
  

Consumer

 

Performing

 $7,057 

Nonperforming

  18 

Total

 $7,075