Note 4 - Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)

9 Months Ended

Sep. 30, 2022

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Nine Months Ended September 30, 2022			Year Ended December 31, 2021			Nine Months Ended September 30, 2021
Allowance for Loan Losses
Balance, beginning of period	$	18,678		$	21,403		$	21,403
Provision for (recovery of) loan losses		438			(2,825	)		(870	)
Charge-offs		(185	)		(146	)		(70	)
Recoveries		258			246			167
Balance, end of period	$	19,189		$	18,678		$	20,630
Reserve for Unfunded Lending Commitments
Balance, beginning of period	$	386		$	304		$	304
(Recovery of) provision for unfunded commitments		(8	)		82			23
Balance, end of period	$	378		$	386		$	327

	Commercial (1)			Construction and Land Development		Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied			Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2021	$	2,668		$	1,397	$	3,964		$	7,141		$	3,458		$	50		$	18,678
Provision for (recovery of) loan losses		60			487		(313	)		(48	)		200			52			438
Charge-offs		(78	)		—		—			—			(5	)		(102	)		(185	)
Recoveries		103			—		19			3			37			96			258
Balance at September 30, 2022	$	2,753		$	1,884	$	3,670		$	7,096		$	3,690		$	96		$	19,189
Balance at September 30, 2022:
Allowance for Loan Losses
Individually evaluated for impairment	$	169		$	—	$	—		$	—		$	—		$	48		$	217
Collectively evaluated for impairment		2,584			1,856		3,647			6,580			3,641			48			18,356
Purchased credit impaired loans		—			28		23			516			49			—			616
Total	$	2,753		$	1,884	$	3,670		$	7,096		$	3,690		$	96		$	19,189
Loans
Individually evaluated for impairment	$	283		$	—	$	2,421		$	1,068		$	982		$	95		$	4,849
Collectively evaluated for impairment		295,167			209,306		413,810			759,606			414,338			6,493			2,098,720
Purchased credit impaired loans		91			1,194		7,447			4,289			2,807			18			15,846
Total	$	295,541		$	210,500	$	423,678		$	764,963		$	418,127		$	6,606		$	2,119,415

	Commercial (1)			Construction and Land Development			Commercial Real Estate - Owner Occupied			Commercial Real Estate - Non-owner Occupied			Residential Real Estate			Consumer			Total
Allowance for Loan Losses
Balance at December 31, 2020	$	3,373		$	1,927		$	4,340		$	7,626		$	4,067		$	70		$	21,403
Provision for loan losses		(745	)		(530	)		(380	)		(493	)		(655	)		(22	)		(2,825	)
Charge-offs		—			—			(3	)		—			(53	)		(90	)		(146	)
Recoveries		40			—			7			8			99			92			246
Balance at December 31, 2021	$	2,668		$	1,397		$	3,964		$	7,141		$	3,458		$	50		$	18,678
Balance at December 31, 2021:
Allowance for Loan Losses
Individually evaluated for impairment	$	7		$	—		$	—		$	—		$	—		$	—		$	7
Collectively evaluated for impairment		2,642			1,365			3,767			6,778			3,402			50			18,004
Purchased credit impaired loans		19			32			197			363			56			—			667
Total	$	2,668		$	1,397		$	3,964		$	7,141		$	3,458		$	50		$	18,678
Loans
Individually evaluated for impairment	$	14		$	—		$	8		$	1,185		$	1,025		$	—		$	2,232
Collectively evaluated for impairment		299,470			133,984			382,562			724,180			377,290			7,060			1,924,546
Purchased credit impaired loans		289			237			8,947			5,669			4,645			15			19,802
Total	$	299,773		$	134,221		$	391,517		$	731,034		$	382,960		$	7,075		$	1,946,580