Note 3 - Loans (Tables)

9 Months Ended

Sep. 30, 2022

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 2022		December 31, 2021
Commercial	$	295,541	$	299,773
Commercial real estate:
Construction and land development		210,500		134,221
Commercial real estate - owner occupied		423,678		391,517
Commercial real estate - non-owner occupied		764,963		731,034
Residential real estate:
Residential		324,468		289,757
Home equity		93,659		93,203
Consumer		6,606		7,075
Total loans, net of deferred fees and costs	$	2,119,415	$	1,946,580

Schedule of Outstanding and Carrying Amount of Certain Loans Acquired in Transfer [Table Text Block]

	September 30, 2022		December 31, 2021
Outstanding principal balance	$	131,959	$	163,574
Carrying amount		126,636		156,975

	September 30, 2022		December 31, 2021
Outstanding principal balance	$	19,946	$	24,696
Carrying amount		15,846		19,802

Schedule of Changes in Accretable Yield on Acquired Loans [Table Text Block]

	September 30, 2022			December 31, 2021
Balance at January 1	$	4,902		$	6,513
Accretion		(1,808	)		(5,292	)
Reclassification from nonaccretable difference		835			2,780
Other changes, net (1)		(273	)		901
	$	3,656		$	4,902

Financing Receivable, Past Due [Table Text Block]

	30- 59 Days Past Due		60-89 Days Past Due		90 Days + Past Due and Still Accruing		Non Accrual Loans		Total Past Due		Current		Total Loans
Commercial	$	161	$	—	$	—	$	288	$	449	$	295,092	$	295,541
Commercial real estate:
Construction and land development		—		—		—		—		—		210,500		210,500
Commercial real estate - owner occupied		—		—		—		—		—		423,678		423,678
Commercial real estate - non-owner occupied		—		—		—		—		—		764,963		764,963
Residential:
Residential		382		7		—		457		846		323,622		324,468
Home equity		16		—		—		314		330		93,329		93,659
Consumer		—		83		18		112		213		6,393		6,606
Total	$	559	$	90	$	18	$	1,171	$	1,838	$	2,117,577	$	2,119,415

	30- 59 Days Past Due		60-89 Days Past Due		90 Days + Past Due and Still Accruing		Non Accrual Loans		Total Past Due		Current		Total Loans
Commercial	$	120	$	—	$	—	$	26	$	146	$	299,627	$	299,773
Commercial real estate:
Construction and land development		—		—		—		—		—		134,221		134,221
Commercial real estate - owner occupied		—		—		—		12		12		391,505		391,517
Commercial real estate - non-owner occupied		—		—		—		1,093		1,093		729,941		731,034
Residential:
Residential		670		20		154		792		1,636		288,121		289,757
Home equity		12		30		47		80		169		93,034		93,203
Consumer		6		—		15		3		24		7,051		7,075
Total	$	808	$	50	$	216	$	2,006	$	3,080	$	1,943,500	$	1,946,580

Impaired Financing Receivables [Table Text Block]

	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial	$	—	$	—	$	—	$	—	$	—
Commercial real estate:
Construction and land development		—		—		—		—		—
Commercial real estate - owner occupied		2,421		2,420		—		1,212		81
Commercial real estate - non-owner occupied		1,068		1,069		—		1,143		31
Residential:
Residential		817		825		—		881		17
Home equity		165		165		—		76		—
Consumer		—		—		—		—		—
	$	4,471	$	4,479	$	—	$	3,312	$	129
With a related allowance recorded:
Commercial	$	283	$	279	$	169	$	174	$	—
Commercial real estate:
Construction and land development		—		—		—		—		—
Commercial real estate - owner occupied		—		—		—		—		—
Commercial real estate - non-owner occupied		—		—		—		—		—
Residential
Residential		—		—		—		51		—
Home equity		—		—		—		—		—
Consumer		95		95		48		48		—
	$	378	$	374	$	217	$	273	$	—
Total:
Commercial	$	283	$	279	$	169	$	174	$	—
Commercial real estate:
Construction and land development		—		—		—		—		—
Commercial real estate - owner occupied		2,421		2,420		—		1,212		81
Commercial real estate - non-owner occupied		1,068		1,069		—		1,143		31
Residential:
Residential		817		825		—		932		17
Home equity		165		165		—		76		—
Consumer		95		95		48		48		—
	$	4,849	$	4,853	$	217	$	3,585	$	129

	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded:
Commercial	$	—	$	—	$	—	$	4	$	—
Commercial real estate:
Construction and land development		—		—		—		—		—
Commercial real estate - owner occupied		8		5		—		71		1
Commercial real estate - non-owner occupied		1,185		1,186		—		1,107		23
Residential:
Residential		1,021		1,031		—		1,217		41
Home equity		4		4		—		5		1
Consumer		—		—		—		—		—
	$	2,218	$	2,226	$	—	$	2,404	$	66
With a related allowance recorded:
Commercial	$	14	$	7	$	7	$	25	$	1
Commercial real estate:
Construction and land development		—		—		—		—		—
Commercial real estate - owner occupied		—		—		—		—		—
Commercial real estate - non-owner occupied (1)		—		—		—		30		—
Residential:
Residential (1)		—		—		—		61		2
Home equity		—		—		—		—		—
Consumer		—		—		—		—		—
	$	14	$	7	$	7	$	116	$	3
Total:
Commercial	$	14	$	7	$	7	$	29	$	1
Commercial real estate:
Construction and land development		—		—		—		—		—
Commercial real estate - owner occupied		8		5		—		71		1
Commercial real estate - non-owner occupied		1,185		1,186		—		1,137		23
Residential:
Residential		1,021		1,031		—		1,278		43
Home equity		4		4		—		5		1
Consumer		—		—		—		—		—
	$	2,232	$	2,233	$	7	$	2,520	$	69

Financing Receivable Credit Quality Indicators [Table Text Block]

	Commercial		Construction and Land Development		Commercial Real Estate - Owner Occupied		Commercial Real Estate - Non-owner Occupied		Residential		Home Equity
Pass	$	289,058	$	209,667	$	412,458	$	762,254	$	320,467	$	93,090
Special Mention		5,756		—		4,811		397		1,658		—
Substandard		444		833		6,409		2,312		2,343		569
Doubtful		283		—		—		—		—		—
Total	$	295,541	$	210,500	$	423,678	$	764,963	$	324,468	$	93,659

	Consumer
Performing	$	6,476
Nonperforming		130
Total	$	6,606

	Commercial		Construction and Land Development		Commercial Real Estate -Owner Occupied		Commercial Real Estate - Non-owner Occupied		Residential		Home Equity
Pass	$	290,823	$	130,111	$	372,177	$	720,138	$	285,188	$	92,807
Special Mention		8,333		2,881		11,048		8,702		1,774		—
Substandard		617		1,229		8,292		2,194		2,795		396
Doubtful		—		—		—		—		—		—
Total	$	299,773	$	134,221	$	391,517	$	731,034	$	289,757	$	93,203

	Consumer
Performing	$	7,057
Nonperforming		18
Total	$	7,075