Dividend Restrictions and Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2016

Disclosure of Restrictions on Dividends, Loans and Advances Disclosure [Abstract]

Summary information regarding regulatory capital

Actual and required capital amounts (in thousands) and ratios are presented below at year-end:

	Actual				Required for Capital Adequacy Purposes*				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2016
Common Equity Tier 1
Company	$	158,350	11.77	%	$	60,561	>5.125	%
Bank	172,927		12.92		60,216		>5.125		$	86,979	>6.50	%
Tier 1 Capital
Company	186,074		13.83		80,748		>6.625
Bank	172,927		12.92		80,288		>6.625		107,051		>8.00
Total Capital
Company	199,375		14.81		107,664		>8.625
Bank	185,931		13.89		107,051		>8.625		133,814		>10.00
Leverage Capital
Company	186,074		11.67		63,761		>4.00
Bank	172,927		10.88		63,571		>4.00		79,464		>5.00
December 31, 2015
Common Equity Tier 1
Company	$	150,916	12.88	%	$	52,739	>4.50	%
Bank	170,741		14.58		52,691		>4.50		$	76,109	>6.50	%
Tier 1 Capital
Company	178,538		15.23		70,319		>6.00
Bank	170,741		14.58		70,255		>6.00		93,673		>8.00
Total Capital
Company	191,542		16.34		93,758		>8.00
Bank	183,526		15.67		93,673		>8.00		117,091		>10.00
Leverage Capital
Company	178,538		12.05		59,260		>4.00
Bank	170,741		11.54		59,187		>4.00		73,984		>5.00

* Except with regard to the Company's and the Bank's leverage capital ratio, includes the current phased-in portion of the Basel III Capital Rules capital conservation buffer (0.625%) which is added to the minimum capital requirements for capital adequacy purposes. The capital conservation buffer requirement began being phased in effective January 1, 2016, at 0.625% of risk-weighted assets, increasing by the same amount each year until fully implemented at 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress. Banking institutions with a ratio of common equity Tier 1 to risk-weighted assets above the minimum but below the conservation buffer will face constraints on dividends, equity repurchases, and compensation based on the amount of the shortfall.