Segment and Related Information

12 Months Ended

Dec. 31, 2016

Segment Reporting [Abstract]

Segment and Related Information

Segment and Related Information

The Company has two reportable segments, community banking and trust and investment services.

Community banking involves making loans to and generating deposits from individuals and businesses.  All assets and liabilities of the Company are allocated to community banking.  Investment income from securities is also allocated to the community banking segment.  Loan fee income, service charges from deposit accounts, and non-deposit fees such as automated teller machine fees and insurance commissions generate additional income for the community banking segment.

Trust and investment services include estate planning, trust account administration, investment management, and retail brokerage.  Investment management services include purchasing equity, fixed income, and mutual fund investments for customer accounts. The trust and investment services segment receives fees for investment and administrative services.

Amounts shown in the "Other" column include activities of the Company which are primarily debt service on trust preferred securities and corporate items. 

Segment information as of and for the years ended December 31, 2016, 2015, and 2014, is shown in the following table (dollars in thousands):

					2016
	CommunityBanking		Trust andInvestmentServices		Other			IntersegmentEliminations			Total
Interest income	$	56,076	$	—	$	94		$	—		$	56,170
Interest expense	5,438		—		878			—			6,316
Noninterest income	8,848		4,634		23			—			13,505
Income (loss) before income taxes	22,230		2,623		(1,545		)	—			23,308
Net income (loss)	15,486		1,835		(1,020		)	—			16,301
Depreciation and amortization	2,845		11		—			—			2,856
Total assets	1,669,629		—		229,241			(220,232		)	1,678,638
Goodwill	43,872		—		—			—			43,872
Capital expenditures	3,609		4		—			—			3,613

					2015
	CommunityBanking		Trust andInvestmentServices		Other			IntersegmentEliminations			Total
Interest income	$	55,109	$	—	$	60		$	—		$	55,169
Interest expense	5,144		—		760			—			5,904
Noninterest income	8,386		4,881		20			—			13,287
Income (loss) before income taxes	19,398		2,737		(1,076		)	—			21,059
Net income (loss)	13,793		1,956		(710		)	—			15,039
Depreciation and amortization	3,022		12		—			—			3,034
Total assets	1,545,377		—		225,533			(223,311		)	1,547,599
Goodwill	43,872		—		—			—			43,872
Capital expenditures	1,453		21		—			—			1,474

					2014
	CommunityBanking		Trust andInvestmentServices		Other			IntersegmentEliminations			Total
Interest income	$	47,395	$	—	$	60		$	—		$	47,455
Interest expense	4,988		—		742			—			5,730
Noninterest income	6,317		4,840		19			—			11,176
Income (loss) before income taxes	15,953		3,012		(1,022		)	—			17,943
Net income (loss)	11,277		2,138		(674		)	—			12,741
Depreciation and amortization	2,791		11		—			—			2,802
Total assets	1,338,465		—		201,482			(193,455		)	1,346,492
Goodwill	39,043		—		—			—			39,043
Capital expenditures	1,046		3		—			—			1,049