Changes in the allowance for loan losses and the reserve for unfunded lending commitments as of the indicated dates and periods are presented below (dollars in thousands).

The reserve for unfunded loan commitments is included in other liabilities.



	Nine Months Ended September 30, 2015			Year Ended December 31, 2014			Nine Months Ended September 30, 2014
Allowance for Loan Losses
Balance, beginning of period	$	12,427		$	12,600		$	12,600
Provision for loan losses	700			400			150
Charge-offs	(883		)	(964		)	(398		)
Recoveries	367			391			268
Balance, end of period	$	12,611		$	12,427		$	12,620

Reserve for Unfunded Lending Commitments
Balance, beginning of period	$	163		$	210		$	210
Provision for (recovery of) loan losses	26			(47		)	(55		)
Charge-offs	—			—			—
Balance, end of period	$	189		$	163		$	155

The following table presents changes in the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment as of and for the nine months ended September 30, 2015 (dollars in thousands):



	Commercial			Commercial Real Estate			Residential Real Estate			Consumer			Unallocated		Total
Allowance for Loan Losses
Balance as of December 31, 2014:	$	1,818		$	6,814		$	3,715		$	80		$	—	$	12,427

Charge-offs	(164		)	(486		)	(58		)	(175		)	—		(883		)
Recoveries	26			114			122			105			—		367

Provision for loan losses	383			386			(131		)	62			—		700
Balance as of September 30, 2015:	$	2,063		$	6,828		$	3,648		$	72		$	—	$	12,611

Balance as of September 30, 2015:

Allowance for Loan Losses
Individually evaluated for impairment	$	—		$	8		$	26		$	—		$	—	$	34
Collectively evaluated for impairment	2,056			6,603			3,386			60			—		12,105
Loans acquired with deteriorated credit quality	7			217			236			12			—		472
Total	$	2,063		$	6,828		$	3,648		$	72		$	—	$	12,611

Loans
Individually evaluated for impairment	$	107		$	2,019		$	2,208		$	15		$	—	$	4,349
Collectively evaluated for impairment	163,346			474,196			297,674			5,849			—		941,065
Loans acquired with deteriorated credit quality	572			16,881			17,782			335			—		35,570
Total	$	164,025		$	493,096		$	317,664		$	6,199		$	—	$	980,984

The following table presents changes in the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment as of and for the year ended December 31, 2014 (dollars in thousands):



	Commercial			Commercial Real Estate			Residential Real Estate			Consumer			Unallocated			Total
Allowance for Loan Losses
Balance as of December 31, 2013:	$	1,810		$	6,819		$	3,690		$	99		$	182		$	12,600

Charge-offs	(101		)	(510		)	(258		)	(95		)	—			(964		)
Recoveries	51			66			191			83			—			391

Provision for loan losses	58			439			92			(7		)	(182		)	400
Balance as of December 31, 2014:	$	1,818		$	6,814		$	3,715		$	80		$	—		$	12,427

Balance as of December 31, 2014:

Allowance for Loan Losses
Individually evaluated for impairment	$	—		$	161		$	1		$	3		$	—		$	165
Collectively evaluated for impairment	1,815			6,400			3,424			77			—			11,716
Loans acquired with deteriorated credit quality	3			253			290			—			—			546
Total	$	1,818		$	6,814		$	3,715		$	80		$	—		$	12,427

Loans
Individually evaluated for impairment	$	7		$	3,651		$	863		$	16		$	—		$	4,537
Collectively evaluated for impairment	126,774			429,660			259,796			5,225			—			821,455
Loans acquired with deteriorated credit quality	200			9,024			5,709			—			—			14,933
Total	$	126,981		$	442,335		$	266,368		$	5,241		$	—		$	840,925