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Dividend Restrictions and Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2013
Dividend Restrictions and Regulatory Capital [Abstract]  
Summary information regarding regulatory capital
The following table provides summary information regarding regulatory capital:

 
 
(in thousands)
 
Actual
  
Minimum
Capital
Requirement
 
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
 
 
Amount
  
Ratio
  
Amount
 
Ratio
 
Amount
  
Ratio
 
December 31, 2013
 
  
  
 
 
 
  
 
Total Capital
 
  
  
 
 
 
  
 
Company
 
$
161,442
   
18.14
%
 
$
71,212
 
 >8.0%
 
  
 
Bank
  
156,356
   
17.59
%
  
71,129
 
>8.0%
 
$
88,911
  
>10.0
%
 
            
 
       
Tier 1 Capital
            
 
       
Company
  
150,248
   
16.88
%
  
35,606
 
>4.0%
       
Bank
  
145,221
   
16.33
%
  
35,564
 
>4.0%
  
53,347
  >6.0 %
 
            
 
       
Leverage Capital
            
 
       
Company
  
150,248
   
11.81
%
  
50,900
 
>4.0%
       
Bank
  
145,221
   
11.43
%
  
50,825
 
>4.0%
  
63,532
  >5.0 %
 
            
 
       
December 31, 2012
            
 
       
Total Capital
            
 
       
Company
 
$
150,328
   
17.00
%
 
$
70,725
 
>8.0%
       
Bank
  
145,808
   
16.49
%
  
70,724
 
>8.0%
 
$
88,406
  
>10.00
%
 
            
 
       
Tier 1 Capital
            
 
       
Company
  
139,262
   
15.75
%
  
35,363
 
>4.0%
       
Bank
  
135,774
   
15.36
%
  
35,362
 
>4.0%
  
53,043
  >6.0 %
 
            
 
       
Leverage Capital
            
 
       
Company
  
139,262
   
11.27
%
  
49,441
 
>4.0%
       
Bank
  
135,774
   
10.98
%
  
49,467
 
>4.0%
  
61,834
  >5.0 %