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Allowance for Loan Losses and Reserve for Unfunded Lending Commitments (Tables)
 12 Months Ended
Dec. 31, 2013
Allowance for Loan Losses and Reserve for Unfunded Lending Commitments [Abstract]  
Schedule of changes in the allowance for loan losses
Changes in the allowance for loan losses and the reserve for unfunded lending commitments for each of the years in the three-year period ended December 31, 2013, are presented below:

 
Years Ended December 31,
 
(in thousands)
2013
  
2012
  
2011
 
 
  
  
 
Allowance for Loan Losses
  
  
 
Balance, beginning of year
 
$
12,118
  
$
10,529
  
$
8,420
 
Provision for loan losses
  
294
   
2,133
   
3,170
 
Charge-offs
  
(837
)
  
(2,086
)
  
(1,863
)
Recoveries
  
1,025
   
1,542
   
802
 
Balance, end of year
 
$
12,600
  
$
12,118
  
$
10,529
 
 
            
 
Years Ended December 31,
 
 
  
2013
   
2012
   
2011
 
Reserve for Unfunded Lending Commitments
            
Balance, beginning of year
 
$
201
  
$
200
  
$
218
 
Provision for unfunded commitments
  
9
   
1
   
(18
)
Charge-offs
  
-
   
-
   
-
 
Balance, end of year
 
$
210
  
$
201
  
$
200
 

The following table presents the Company's allowance for loan losses by portfolio segment and the related loan balance total by segment.

 
 
Commercial
  
Commercial
Real Estate
  
Residential
Real Estate
  
Consumer
  
Unallocated
  
Total
 
(in thousands)
 
  
  
  
  
  
 
 
 
  
  
  
  
  
 
Allowance for Loan Losses
 
  
  
  
  
  
 
Balance as of December 31, 2012
 
$
1,450
  
$
6,822
  
$
3,638
  
$
208
  
$
-
  
$
12,118
 
Charge-offs
  
(129
)
  
(164
)
  
(369
)
  
(175
)
  
-
   
(837
)
Recoveries
  
335
   
323
   
244
   
123
   
-
   
1,025
 
Provision
  
154
   
(162
)
  
177
   
(57
)
  
182,000
   
294
 
Balance at December 31, 2013
 
$
1,810
  
$
6,819
  
$
3,690
  
$
99
  
$
182,000
  
$
12,600
 
 
                        
Balance at December 31, 2013:
                        
 
                        
Allowance for Loan Losses
                        
Individually evaluated for impairment
 
$
-
  
$
556
  
$
-
  
$
3
  
$
-
  
$
559
 
Collectively evaluated for impairment
  
1,810
   
6,039
   
3,483
   
96
   
182,000
   
11,610
 
Acquired impaired loans
  
-
   
224
   
207
   
-
   
-
   
431
 
Total
 
$
1,810
  
$
6,819
  
$
3,690
  
$
99
  
$
182,000
  
$
12,600
 
 
                        
Loans
                        
Individually evaluated for impairment
 
$
19
  
$
4,638
  
$
1,304
  
$
18
  
$
-
  
$
5,979
 
Collectively evaluated for impairment
  
122,424
   
392,770
   
250,906
   
5,948
   
-
   
772,048
 
Acquired impaired loans
  
110
   
9,030
   
7,504
   
-
   
-
   
16,644
 
Total
 
$
122,553
  
$
406,438
  
$
259,714
  
$
5,966
  
$
-
  
$
794,671
 
 
                        
Balance as of December 31, 2012:
                        
 
                        
Allowance for Loan Losses
                        
Balance as of December 31, 2011
 
$
1,236
  
$
5,719
  
$
3,412
  
$
162
  
$
-
  
$
10,529
 
Charge-offs
  
(748
)
  
(572
)
  
(694
)
  
(72
)
  
-
   
(2,086
)
Recoveries
  
707
   
475
   
279
   
81
   
-
   
1,542
 
Provision
  
255
   
1,200
   
641
   
37
   
-
   
2,133
 
Balance as of December 31, 2012
 
$
1,450
  
$
6,822
  
$
3,638
  
$
208
  
$
-
  
$
12,118
 
 
                        
Allowance for Loan Losses
                        
Individually evaluated for impairment
 
$
107
  
$
-
  
$
-
  
$
21
  
$
-
  
$
128
 
Collectively evaluated for impairment
  
1,343
   
6,376
   
3,609
   
187
   
-
   
11,515
 
Acquired impaired loans
  
-
   
446
   
29
   
-
   
-
   
475
 
Total
 
$
1,450
  
$
6,822
  
$
3,638
  
$
208
  
$
-
  
$
12,118
 
 
                        
Loans
                        
Individually evaluated for impairment
 
$
149
  
$
2,607
  
$
270
  
$
21
  
$
-
  
$
3,047
 
Collectively evaluated for impairment
  
125,707
   
388,495
   
245,373
   
5,901
   
-
   
765,476
 
Acquired impaired loans
  
336
   
13,143
   
6,703
   
-
   
-
   
20,182
 
Total
 
$
126,192
  
$
404,245
  
$
252,346
  
$
5,922
  
$
-
  
$
788,705