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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest and dividend income:        
Loans, including fees $ 14,339 $ 15,042 $ 28,326 $ 29,586
Interest-bearing deposits in other banks 1,044 1,087 2,180 1,886
Federal funds sold 12 12 20 21
Securities:        
Taxable 1,984 1,761 3,959 3,559
Tax-exempt 138 139 275 278
Dividends and interest on all other securities 57 77 117 171
Total interest and dividend income 17,574 18,118 34,877 35,501
Interest expense:        
Checking and savings deposits 3,123 2,699 5,914 5,296
Time deposits 1,565 2,337 3,366 4,509
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 39 1 77 2
Federal Home Loan Bank advances 405 670 806 1,448
Long-term borrowings 263 295 527 590
Total interest expense 5,395 6,002 10,690 11,845
Net interest income 12,179 12,116 24,187 23,656
Provision for credit losses 468 261 1,185 341
Net interest income after provision for credit losses 11,711 11,855 23,002 23,315
Noninterest income:        
Bank-owned life insurance income 291 270 573 535
Loss on sale of available-for-sale securities, net 0 0 (176) 0
Loss on sale of repossessed assets (252) (58) (336) (36)
Gain on redemption and retirement of subordinated notes 0 0 656 0
Total noninterest income 3,249 3,471 7,096 6,693
Noninterest expense:        
Salaries and employee benefits 7,499 7,195 14,842 15,026
Occupancy and equipment 1,094 1,373 2,275 2,546
Data processing 1,416 1,393 2,749 2,708
Customer development 134 176 268 231
Professional services 644 680 1,318 1,265
Employee professional development 230 167 413 378
Merger-related costs 976 0 1,237 0
Other taxes 290 276 574 537
Other operating expenses 1,081 1,064 2,135 2,336
Total noninterest expense 13,364 12,324 25,811 25,027
Income before income taxes 1,596 3,002 4,287 4,981
Income tax expense 354 473 887 735
Net income $ 1,242 $ 2,529 $ 3,400 $ 4,246
Basic Earnings per Share:        
Weighted average shares outstanding (in shares) 5,103,320 5,064,363 5,095,086 5,052,091
Net income per share of common stock (in dollars per share) $ 0.24 $ 0.5 $ 0.67 $ 0.84
Diluted Earnings per Share:        
Weighted average shares outstanding (in shares) 5,103,320 5,064,503 5,095,086 5,052,190
Net income per share of common stock (in dollars per share) $ 0.24 $ 0.5 $ 0.67 $ 0.84
Fiduciary and Asset Management Fees [Member]        
Noninterest income:        
Noninterest revenue $ 1,273 $ 1,129 $ 2,605 $ 2,321
Service Charges on Deposit Accounts [Member]        
Noninterest income:        
Noninterest revenue 767 837 1,537 1,595
Other Service Charges, Commissions and Fees [Member]        
Noninterest income:        
Noninterest revenue 1,017 1,150 1,960 2,033
Other Operating Income [Member]        
Noninterest income:        
Noninterest revenue $ 153 $ 143 $ 277 $ 245