Segment Reporting (Tables)

6 Months Ended

Jun. 30, 2025

Segment Reporting [Abstract]

Reconciliation of Assets and Revenues from Segment to Consolidated

Information about reportable segments, and reconciliation of such information to the Consolidated Financial Statements as of and for the three and six months ended June 30, 2025 and 2024 follows:

	Three Months Ended June 30, 2025
(dollars in thousands)	Bank		Wealth		Parent			Eliminations			Consolidated
Revenues
Interest and dividend income	$	17,525	$	50	$	3,702		$	(3,703	)	$	17,574
Income from fiduciary activities		-		1,299		-			(26	)		1,273
Other income		1,448		222		50			256			1,976
Total operating income		18,973		1,571		3,752			(3,473	)		20,823
Expenses
Interest expense		5,094		-		301			-			5,395
Provision for credit losses		468		-		-			-			468
Salaries and employee benefits		6,191		1,114		220			(26	)		7,499
Data processing		1,276		126		14			-			1,416
Customer development		121		13		-			-			134
Occupancy and equipment		1,045		49		-			-			1,094
Other expenses		2,509		127		986			(401	)		3,221
Total operating expenses		16,704		1,429		1,521			(427	)		19,227
Income before taxes		2,269		142		2,231			(3,046	)		1,596
Income tax expense (benefit)		470		29		(145	)		-			354
Net income (loss)	$	1,799	$	113	$	2,376		$	(3,046	)	$	1,242
Capital expenditures	$	157	$	-	$	-		$	-		$	157
Total assets	$	1,395,312	$	6,698	$	146,904		$	(146,387	)	$	1,402,527

	Three Months Ended June 30, 2024
(dollars in thousands)	Bank		Wealth		Parent			Eliminations			Consolidated
Revenues
Interest and dividend income	$	18,069	$	49	$	4,321		$	(4,321	)	$	18,118
Income from fiduciary activities		-		1,179		-			(50	)		1,129
Other income		2,158		236		50			(102	)		2,342
Total operating income		20,227		1,464		4,371			(4,473	)		21,589
Expenses
Interest expense		5,707		-		295			-			6,002
Provision for credit losses		261		-		-			-			261
Salaries and employee benefits		6,159		887		199			(50	)		7,195
Data processing		1,226		155		14			(2	)		1,393
Customer development		166		10		-			-			176
Occupancy and equipment		1,314		58		-			1			1,373
Other expenses		2,014		114		160			(101	)		2,187
Total operating expenses		16,847		1,224		668			(152	)		18,587
Income before taxes		3,380		240		3,703			(4,321	)		3,002
Income tax expense (benefit)		552		51		(130	)		-			473
Net income (loss)	$	2,828	$	189	$	3,833		$	(4,321	)	$	2,529
Capital expenditures	$	1,152	$	-	$	-		$	-		$	1,152
Total assets	$	1,414,168	$	7,481	$	140,287		$	(138,582	)	$	1,423,354

	Six Months Ended June 30, 2025
(dollars in thousands)	Bank		Wealth		Parent			Eliminations			Consolidated
Revenues
Interest and dividend income	$	34,781	$	97	$	4,952		$	(4,953	)	$	34,877
Income from fiduciary activities		-		2,672		-			(67	)		2,605
Other income		3,730		470		100			191			4,491
Total operating income		38,511		3,239		5,052			(4,829	)		41,973
Expenses
Interest expense		10,087		-		603			-			10,690
Provision for credit losses		1,185		-		-			-			1,185
Salaries and employee benefits		12,278		2,169		462			(67	)		14,842
Data processing		2,469		253		29			(2	)		2,749
Customer development		245		23		-			-			268
Occupancy and equipment		2,175		100		-			-			2,275
Other expenses		4,508		262		1,372			(465	)		5,677
Total operating expenses		32,947		2,807		2,466			(534	)		37,686
Income before taxes		5,564		432		2,586			(4,295	)		4,287
Income tax expense (benefit)		953		91		(157	)		-			887
Net income (loss)	$	4,611	$	341	$	2,743		$	(4,295	)	$	3,400
Capital expenditures	$	323	$	-	$	-		$	-		$	323
Total assets	$	1,395,312	$	6,698	$	146,904		$	(146,387	)	$	1,402,527

	Six Months Ended June 30, 2024
(dollars in thousands)	Bank		Wealth		Parent			Eliminations			Consolidated
Revenues
Interest and dividend income	$	35,410	$	91	$	5,121		$	(5,121	)	$	35,501
Income from fiduciary activities		-		2,396		-			(75	)		2,321
Other income		3,992		447		100			(167	)		4,372
Total operating income		39,402		2,934		5,221			(5,363	)		42,194
Expenses
Interest expense		11,255		-		590			-			11,845
Provision for credit losses		341		-		-			-			341
Salaries and employee benefits		12,800		1,911		390			(75	)		15,026
Data processing		2,363		320		27			(2	)		2,708
Customer development		212		18		-			1			231
Occupancy and equipment		2,435		111		-			-			2,546
Other expenses		4,195		286		201			(166	)		4,516
Total operating expenses		33,601		2,646		1,208			(242	)		37,213
Income before taxes		5,801		288		4,013			(5,121	)		4,981
Income tax expense (benefit)		905		63		(233	)		-			735
Net income (loss)	$	4,896	$	225	$	4,246		$	(5,121	)	$	4,246
Capital expenditures	$	1,951	$	-	$	-		$	-		$	1,951
Total assets	$	1,414,168	$	7,481	$	140,287		$	(138,582	)	$	1,423,354