Consolidated Balance Sheets - USD ($) $ in Thousands		Jun. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks		$ 17,611	$ 17,098
Interest-bearing due from banks		81,846	122,238
Federal funds sold		1,221	708
Cash and cash equivalents		100,678	140,044
Securities available-for-sale, at fair value		214,377	218,083
Restricted securities, at cost		3,924	3,918
Loans, net	[1]	994,334	998,713
Premises and equipment, net		28,556	29,198
Premises and equipment, held for sale		344	344
Bank-owned life insurance		36,755	36,182
Goodwill		1,650	1,650
Core deposit intangible, net		121	143
Repossessed assets		2,354	1,972
Other assets		19,434	20,323
Total assets		1,402,527	1,450,570
Deposits:
Noninterest-bearing deposits		342,562	355,041
Savings deposits		676,946	659,445
Time deposits		189,193	240,428
Total deposits		1,208,701	1,254,914
Federal funds purchased, overnight repurchase agreements and other short-term borrowings		3,321	3,967
Federal Home Loan Bank advances		40,050	40,000
Subordinated notes, net		26,114	29,799
Accrued expenses and other liabilities		6,205	7,920
Total liabilities		1,284,391	1,336,600
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,102,797 and 5,078,318 shares outstanding (includes 70,854 and 65,920 of nonvested restricted stock, respectively)		25,160	25,062
Additional paid-in capital		17,672	17,548
Retained earnings		90,463	88,492
Accumulated other comprehensive loss, net		(15,159)	(17,132)
Total stockholders' equity		118,136	113,970
Total liabilities and stockholders' equity		$ 1,402,527	$ 1,450,570

[1] Net deferred loan fees totaled $553 thousand and $868 thousand at June 30, 2025 and December 31, 2024, respectively.