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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and dividend income:    
Loans, including fees $ 13,987 $ 14,544
Interest-bearing deposits in other banks 1,136 799
Federal funds sold 8 9
Securities:    
Taxable 1,975 1,798
Tax-exempt 137 139
Dividends and interest on all other securities 60 94
Total interest and dividend income 17,303 17,383
Interest expense:    
Checking and savings deposits 2,791 2,597
Time deposits 1,801 2,172
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 38 1
Federal Home Loan Bank advances 401 778
Long-term borrowings 264 295
Total interest expense 5,295 5,843
Net interest income 12,008 11,540
Provision for credit losses 717 80
Net interest income after provision for credit losses 11,291 11,460
Noninterest income:    
Bank-owned life insurance income 282 265
Loss on sale of available-for-sale securities, net (176) 0
(Loss) gain on sale of repossessed assets (84) 22
Gain on redemption and retirement of subordinated notes 656 0
Total noninterest income 3,847 3,222
Noninterest expense:    
Salaries and employee benefits 7,343 7,831
Occupancy and equipment 1,181 1,173
Data processing 1,333 1,315
Customer development 134 55
Professional services 674 585
Employee professional development 183 211
Merger-related costs 261 0
Other taxes 284 261
Other operating expenses 1,054 1,272
Total noninterest expense 12,447 12,703
Income before income taxes 2,691 1,979
Income tax expense 533 262
Net income $ 2,158 $ 1,717
Basic Earnings per Share:    
Weighted average shares outstanding (in shares) 5,086,759 5,039,819
Net income per share of common stock (in dollars per share) $ 0.42 $ 0.34
Diluted Earnings per Share:    
Weighted average shares outstanding (in shares) 5,086,759 5,039,819
Net income per share of common stock (in dollars per share) $ 0.42 $ 0.34
Fiduciary and Asset Management Fees [Member]    
Noninterest income:    
Noninterest revenue $ 1,332 $ 1,192
Service Charges on Deposit Accounts [Member]    
Noninterest income:    
Noninterest revenue 770 758
Other Service Charges, Commissions and Fees [Member]    
Noninterest income:    
Noninterest revenue 943 883
Other Operating Income [Member]    
Noninterest income:    
Noninterest revenue $ 124 $ 102