Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2025

Segment Reporting [Abstract]

Reconciliation of Assets and Revenues from Segment to Consolidated

Information about reportable segments, and reconciliation of such information to the Consolidated Financial Statements as of and for the three months ended March 31, 2025 and 2024 follows:

	Three Months Ended March 31, 2025
(dollars in thousands)	Bank		Wealth		Parent			Eliminations			Consolidated
Revenues
Interest and dividend income	$	17,256	$	47	$	1,250		$	(1,250	)	$	17,303
Income from fiduciary activities		-		1,373		-			(41	)		1,332
Other income		2,282		248		50			(65	)		2,515
Total operating income		19,538		1,668		1,300			(1,356	)		21,150
Expenses
Interest expense		4,993		-		302			-			5,295
Provision for credit losses		717		-		-			-			717
Salaries and employee benefits		6,087		1,055		242			(41	)		7,343
Data processing		1,193		127		15			(2	)		1,333
Customer development		124		10		-			-			134
Occupancy and equipment		1,130		51		-			-			1,181
Other expenses		1,999		135		386			(64	)		2,456
Total operating expenses		16,243		1,378		945			(107	)		18,459
Income before taxes		3,295		290		355			(1,249	)		2,691
Income tax expense (benefit)		483		62		(12	)		-			533
Net income	$	2,812	$	228	$	367		$	(1,249	)	$	2,158
Capital expenditures	$	166	$	-	$	-		$	-		$	166
Total assets	$	1,444,233	$	6,798	$	145,447		$	(145,490	)	$	1,450,988

	Three Months Ended March 31, 2024
(dollars in thousands)	Bank		Wealth		Parent			Eliminations			Consolidated
Revenues
Interest and dividend income	$	17,341	$	42	$	800		$	(800	)	$	17,383
Income from fiduciary activities		-		1,217		-			(25	)		1,192
Other income		1,834		211		50			(65	)		2,030
Total operating income		19,175		1,470		850			(890	)		20,605
Expenses
Interest expense		5,548		-		295			-			5,843
Provision for credit losses		80		-		-			-			80
Salaries and employee benefits		6,641		1,024		191			(25	)		7,831
Data processing		1,138		165		14			(2	)		1,315
Customer development		46		8		-			1			55
Occupancy and equipment		1,122		53		-			(2	)		1,173
Other expenses		2,179		172		40			(62	)		2,329
Total operating expenses		16,754		1,422		540			(90	)		18,626
Income before taxes		2,421		48		310			(800	)		1,979
Income tax expense (benefit)		353		12		(103	)		-			262
Net income	$	2,068	$	36	$	413		$	(800	)	$	1,717
Capital expenditures	$	799	$	-	$	-		$	-		$	799
Total assets	$	1,436,417	$	7,250	$	137,600		$	(135,778	)	$	1,445,489