Borrowings (Tables)

3 Months Ended

Mar. 31, 2025

Borrowings [Abstract]

Short-term Borrowings

The following table presents total short-term borrowings as of the dates indicated:

(dollars in thousands)	March 31, 2025			December 31, 2024
Overnight repurchase agreements	$	1,323		$	1,962
Federal Home Loan Bank advances		-			-
Other short-term borrowings		2,005			2,005
Total short-term borrowings	$	3,328		$	3,967
Maximum month-end outstanding balance (year-to-date)	$	43,451		$	81,413
Average outstanding balance during the period	$	41,885		$	33,766
Average interest rate (year-to-date)		3.88	%		4.43	%
Average interest rate at end of period		0.02	%		0.03	%