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Segment Reporting (Tables)
12 Months Ended
Dec. 31, 2024
Segment Reporting [Abstract]  
Reconciliation of Assets and Revenues from Segment to Consolidated
Information about reportable segments, and reconciliation of such information to the Consolidated Financial Statements as of and for the years ended December 31 2024 and 2023 follows:

   
Year Ended December 31, 2024
 
(dollars in thousands)
 
Bank
   
Wealth
   
Parent
   
Eliminations
   
Consolidated
 
Revenues
                             
Interest and dividend income
 
$
72,209
   
$
198
   
$
11,273
   
$
(11,273
)
 
$
72,407
 
Income from fiduciary activities
   
-
     
4,952
     
-
     
(293
)
   
4,659
 
Other income
   
7,934
     
878
     
200
     
(262
)
   
8,750
 
Total operating income
   
80,143
     
6,028
     
11,473
     
(11,828
)
   
85,816
 
                                         
Expenses
                                       
Interest expense
   
23,008
     
-
     
1,181
     
-
     
24,189
 
Provision for credit losses
   
713
     
-
     
-
     
-
     
713
 
Salaries and employee benefits
   
25,559
     
3,969
     
813
     
(293
)
   
30,048
 
Data processing
    4,538       587       56       (6 )     5,175  
Customer development
    425       48       -       -       473  
Occupancy and equipment
    4,611       216       -       -       4,827  
Other expenses
   
8,344
     
534
     
365
     
(257
)
   
8,986
 
Total operating expenses
   
67,198
     
5,354
     
2,415
     
(556
)
   
74,411
 
                                         
Income (loss) before taxes
   
12,945
     
674
     
9,058
     
(11,272
)
   
11,405
 
                                         
Income tax expense (benefit)
   
2,193
     
154
     
(450
)
   
-
     
1,897
 
                                         
Net income
 
$
10,752
   
$
520
   
$
9,508
   
$
(11,272
)
 
$
9,508
 
                                         
Capital expenditures
 
$
1,411
   
$
-
   
$
-
   
$
-
   
$
1,411
 
                                         
Total assets
 
$
1,444,009
   
$
6,770
   
$
146,372
   
$
(146,581
)
 
$
1,450,570
 

   
Year Ended December 31, 2023
 
(dollars in thousands)
 
Bank
   
Wealth
   
Parent
   
Eliminations
   
Consolidated
 
Revenues
                             
Interest and dividend income
 
$
66,484
   
$
142
   
$
9,462
   
$
(9,462
)
 
$
66,626
 
Income from fiduciary activities
   
-
     
4,632
     
-
     
-
     
4,632
 
Other income
   
8,390
     
913
     
200
     
(262
)
   
9,241
 
Total operating income
   
74,874
     
5,687
     
9,662
     
(9,724
)
   
80,499
 
                                         
Expenses
                                       
Interest expense
   
17,246
     
-
     
1,181
     
-
     
18,427
 
Provision for credit losses
   
2,601
     
-
     
-
     
-
     
2,601
 
Salaries and employee benefits
   
25,526
     
4,138
     
765
     
-
     
30,429
 
Data processing
    4,508       453       55       (6 )     5,010  
Customer development
    501       47       -       -       548  
Occupancy and equipment
    4,602       287       -       -       4,889  
Other expenses
   
8,836
     
557
     
394
     
(256
)
   
9,531
 
Total operating expenses
   
63,820
     
5,482
     
2,395
     
(262
)
   
71,435
 
                                         
Income before taxes
   
11,054
     
205
     
7,267
     
(9,462
)
   
9,064
 
                                         
Income tax expense (benefit)
   
1,754
     
43
     
(463
)
   
-
     
1,334
 
                                         
Net income
 
$
9,300
   
$
162
   
$
7,730
   
$
(9,462
)
 
$
7,730
 
                                         
Capital expenditures
 
$
1,053
   
$
-
   
$
-
   
$
-
   
$
1,053
 
                                         
Total assets
 
$
1,437,603
   
$
7,235
   
$
137,004
   
$
(135,460
)
 
$
1,446,382