XML 61 R43.htm IDEA: XBRL DOCUMENT v3.25.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Matters [Abstract]  
Actual and Required Capital Amounts and Ratios The Bank’s actual capital amounts and ratios as of December 31, 2024 and 2023 are presented in the table below.


 
Actual
    Minimum Capital Requirements    
Minimum to be Well Capitalized Under
Prompt Corrective Action
 
(dollars in thousands)
  Amount    
Rate
    Amount    
Rate
    Amount    
Rate
 
As of December 31, 2024                                    
Total Capital to Risk-Weighted Assets
  $ 160,710      
13.98
%
  $ 91,961      
8.00
%
  $ 114,952      
10.00
%
Tier 1 Capital to Risk-Weighted Assets
    149,079      
12.97
%
    68,971      
6.00
%
    91,961      
8.00
%
Common Equity Tier 1 Capital to Risk-Weighted Assets
    149,079       12.97 %     51,728       4.50 %     74,718       6.50 %
Tier 1 Leverage to Average Assets
    149,079       10.06 %     59,279      
4.00
%
    74,098      
5.00
%
                                                 
As of December 31, 2023                                                
Total Capital to Risk-Weighted Assets
  $ 152,400       12.47 %   $ 91,961       8.00 %   $ 114,952       10.00 %
Tier 1 Capital to Risk-Weighted Assets
    139,958       11.45 %     68,971       6.00 %     91,961       8.00 %
Common Equity Tier 1 Capital to Risk-Weighted Assets
    139,958       11.45 %     51,728       4.50 %     74,718       6.50 %
Tier 1 Leverage to Average Assets
    139,958       9.46 %     59,279       4.00 %     74,098       5.00 %