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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Interest and dividend income:    
Loans, including fees $ 58,733 $ 56,303
Due from banks 5,500 2,067
Federal funds sold 41 34
Securities:    
Taxable 7,273 7,177
Tax-exempt 554 719
Dividends and interest on all other securities 306 326
Total interest and dividend income 72,407 66,626
Interest expense:    
Checking and savings deposits 11,264 6,810
Time deposits 9,463 7,057
Federal funds purchased, securities sold under agreements to repurchase and other short-term borrowings 3 40
Federal Home Loan Bank advances 2,278 3,339
Long-term borrowings 1,181 1,181
Total interest expense 24,189 18,427
Net interest income 48,218 48,199
Provision for credit losses 713 2,601
Net interest income after provision for credit losses 47,505 45,598
Noninterest income:    
Bank-owned life insurance income 1,094 1,038
Mortgage banking income 16 433
Loss on sale of available-for-sale securities, net 0 (134)
Loss on sale of repossessed assets (126) (69)
Gain on sale of fixed assets 0 220
Total noninterest income 13,409 13,873
Noninterest expense:    
Salaries and employee benefits 30,048 30,429
Occupancy and equipment 4,827 4,889
Data processing 5,175 5,010
Customer development 473 548
Professional services 2,806 2,664
Employee professional development 778 1,002
Other taxes 1,073 950
ATM and other losses 278 782
FDIC assessment expense 881 839
Other operating expenses 3,170 3,294
Total noninterest expense 49,509 50,407
Income before income taxes 11,405 9,064
Income tax expense 1,897 1,334
Net income $ 9,508 $ 7,730
Basic Earnings per Share:    
Weighted average shares outstanding (in shares) 5,064,853 5,025,006
Net income per share of common stock (in dollars per share) $ 1.88 $ 1.54
Diluted Earnings per Share:    
Weighted average shares outstanding (in shares) 5,064,902 5,025,139
Net income per share of common stock (in dollars per share) $ 1.88 $ 1.54
Fiduciary and Asset Management Fees [Member]    
Noninterest income:    
Noninterest revenue $ 4,659 $ 4,632
Service Charges on Deposit Accounts [Member]    
Noninterest income:    
Noninterest revenue 3,251 3,077
Other Service Charges, Commissions and Fees [Member]    
Noninterest income:    
Noninterest revenue 4,007 4,143
Other Operating Income [Member]    
Noninterest income:    
Noninterest revenue $ 508 $ 533