XML 51 R41.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Loans and the Allowance for Credit Losses on Loans, Allowance for Credit Losses (Details)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
USD ($)
Jun. 30, 2023
USD ($)
Jun. 30, 2024
USD ($)
Segment
Jun. 30, 2023
USD ($)
Loans and the Allowance for Credit Losses on Loans [Abstract]        
Number of primary segments | Segment     2  
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance     $ 12,206 $ 10,526
Charge-offs     (977) (754)
Recoveries     330 365
Provision for loan losses $ 191 $ 310 269 873
Ending Balance 11,828 11,651 11,828 11,651
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance       641
Commercial and Industrial Loans [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance     573 673
Charge-offs     (117) (51)
Recoveries     6 12
Provision for loan losses     17 43
Ending Balance 479 666 479 666
Commercial and Industrial Loans [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance       (11)
Real Estate [Member] | Construction [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance       552
Charge-offs       0
Recoveries       0
Provision for loan losses       136
Ending Balance   707   707
Real Estate [Member] | Construction [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance       19
Real Estate [Member] | Construction and Land Development [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance     982  
Charge-offs     0  
Recoveries     0  
Provision for loan losses     (129)  
Ending Balance 853   853  
Real Estate [Member] | Mortgage [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance [1]     2,904 2,575
Charge-offs [1]     0 0
Recoveries [1]     20 20
Provision for loan losses [1]     58 198
Ending Balance [1] 2,982 2,880 2,982 2,880
Real Estate [Member] | Mortgage [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance [1]       87
Real Estate [Member] | Commercial [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance [2]     5,742 4,499
Charge-offs [2]     0 0
Recoveries [2]     11 0
Provision for loan losses [2]     (58) 162
Ending Balance [2] 5,695 5,709 5,695 5,709
Real Estate [Member] | Commercial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance [2]       1,048
Consumer [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance [3]     1,827 2,065
Charge-offs [3]     (756) (534)
Recoveries [3]     267 312
Provision for loan losses [3]     372 112
Ending Balance [3] 1,710 1,590 1,710 1,590
Consumer [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance [3]       (365)
Other [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance     178 156
Charge-offs     (104) [4] (169) [5]
Recoveries     26 21
Provision for loan losses     9 228
Ending Balance 109 99 109 99
Other [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance       (137)
Unallocated [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance     0 6
Charge-offs     0 0
Recoveries     0 0
Provision for loan losses     0 (6)
Ending Balance $ 0 $ 0 $ 0 0
Unallocated [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | ASC 326 [Member]        
Allowance for Credit Losses and Recorded Investment in Loans [Abstract]        
Beginning Balance       $ 0
[1] The real estate-mortgage segment includes residential 1 – 4 family, multi-family, second mortgages and equity lines of credit.
[2] The real estate-commercial segment included commercial-owner occupied and commercial non-owner occupied.
[3] The consumer segment includes consumer automobile loans.
[4] Gross charge-offs of other loans for the six months ended June 30, 2024 included $104 thousand of demand deposit overdrafts that originated in 2024.
[5] Gross charge-offs of other loans for the six months ended June 30, 2023 included $147 thousand of demand deposit overdrafts that originated in 2023.