Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 14,501	$ 15,670
Interest-bearing due from banks	62,508	3,580
Federal funds sold	632	0
Cash and cash equivalents	77,641	19,250
Securities available-for-sale, at fair value	200,617	225,518
Restricted securities, at cost	5,176	3,434
Loans held for sale	292	421
Loans, net	1,070,834	1,016,559
Premises and equipment, net	30,262	31,008
Premises and equipment, held for sale	344	987
Bank-owned life insurance	34,826	34,049
Goodwill	1,650	1,650
Core deposit intangible, net	198	231
Other assets	25,223	22,228
Total assets	1,447,063	1,355,335
Deposits:
Noninterest-bearing deposits	348,316	418,582
Savings deposits	619,799	584,527
Time deposits	269,493	152,910
Total deposits	1,237,608	1,156,019
Overnight repurchase agreements	1,323	4,987
Federal funds purchased and other short-term borrowings	0	11,378
Federal Home Loan Bank advances	69,450	46,100
Long-term borrowings	29,636	29,538
Accrued expenses and other liabilities	9,520	8,579
Total liabilities	1,347,537	1,256,601
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,038,066 and 4,999,083 shares outstanding (includes 54,593 and 46,989 of nonvested restricted stock, respectively)	24,917	24,761
Additional paid-in capital	16,957	16,593
Retained earnings	81,292	78,147
Accumulated other comprehensive loss, net	(23,640)	(20,767)
Total stockholders' equity	99,526	98,734
Total liabilities and stockholders' equity	$ 1,447,063	$ 1,355,335