Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 16,253	$ 15,670
Interest-bearing due from banks	12,594	3,580
Federal funds sold	222	0
Cash and cash equivalents	29,069	19,250
Securities available-for-sale, at fair value	223,913	225,518
Restricted securities, at cost	4,479	3,434
Loans held for sale	325	421
Loans, net	1,069,714	1,016,559
Premises and equipment, net	30,604	31,008
Premises and equipment, held for sale	987	987
Bank-owned life insurance	34,304	34,049
Goodwill	1,650	1,650
Core deposit intangible, net	220	231
Other assets	20,886	22,228
Total assets	1,416,151	1,355,335
Deposits:
Noninterest-bearing deposits	405,160	418,582
Savings deposits	629,483	584,527
Time deposits	164,972	152,910
Total deposits	1,199,615	1,156,019
Overnight repurchase agreements	4,517	4,987
Federal funds purchased and other short-term borrowings	0	11,378
Federal Home Loan Bank advances	72,500	46,100
Long term borrowings	29,570	29,538
Accrued expenses and other liabilities	7,351	8,579
Total liabilities	1,313,553	1,256,601
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,000,331 and 4,999,083 shares outstanding (includes 46,989 of nonvested restricted stock, respectively)	24,767	24,761
Additional paid-in capital	16,727	16,593
Retained earnings	79,539	78,147
Accumulated other comprehensive loss, net	(18,435)	(20,767)
Total stockholders' equity	102,598	98,734
Total liabilities and stockholders' equity	$ 1,416,151	$ 1,355,335