Consolidated Balance Sheets - USD ($) $ in Thousands		Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks		$ 15,670	$ 13,424
Interest-bearing due from banks		3,580	164,073
Federal funds sold		0	10,425
Cash and cash equivalents		19,250	187,922
Securities available-for-sale, at fair value		225,518	234,321
Restricted securities, at cost		3,434	1,034
Loans held for sale		421	3,287
Loans, net	[1]	1,016,559	833,661
Premises and equipment, net		31,008	32,134
Premises and equipment, held for sale		987	871
Bank-owned life insurance		34,049	28,168
Goodwill		1,650	1,650
Core deposit intangible, net		231	275
Other assets		22,228	14,832
Total assets		1,355,335	1,338,155
Deposits:
Noninterest-bearing deposits		418,582	421,531
Savings deposits		584,527	586,450
Time deposits		152,910	169,118
Total deposits		1,156,019	1,177,099
Overnight repurchase agreements		4,987	4,536
Federal funds purchased and other short-term borrowings		11,378	0
Federal Home Loan Bank advances		46,100	0
Federal Reserve Bank borrowings		0	480
Long term borrowings		29,538	29,407
Accrued expenses and other liabilities		8,579	5,815
Total liabilities		1,256,601	1,217,337
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 4,999,083 and 5,239,707 shares outstanding (includes 46,989 and 38,435 of nonvested restricted stock, respectively)		24,761	26,006
Additional paid-in capital		16,593	21,458
Retained earnings		78,147	71,679
Accumulated other comprehensive (loss) income, net		(20,767)	1,675
Total stockholders' equity		98,734	120,818
Total liabilities and stockholders' equity		$ 1,355,335	$ 1,338,155

[1] Net deferred loan costs totaled $1.0 million and $1.3 million at December 31, 2022 and December 31, 2021, respectively.