XML 50 R41.htm IDEA: XBRL DOCUMENT v3.22.2.2
Loans and the Allowance for Loan Losses, Allowance for Loan Losses (Details)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2022
USD ($)
qtr
Sep. 30, 2021
USD ($)
Sep. 30, 2022
USD ($)
Period
qtr
Sep. 30, 2021
USD ($)
Dec. 31, 2021
USD ($)
Period
Changes in Accounting Methodology [Abstract]          
Number of migration periods | Period     8   8
Number of quarters remains on each migration period | qtr 12   12    
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance     $ 9,865 $ 9,541 $ 9,541
Charges-offs     (1,698)   (1,119)
Recoveries     693   649
Provision for loan losses $ 402 $ 360 1,073 510 794
Ending Balance 9,933   9,933   9,865
Individually evaluated for impairment 97   97   128
Collectively evaluated for impairment 9,836   9,836   9,737
Ending Balance 9,933   9,933   9,865
Loans Balances [Abstract]          
Individually evaluated for impairment 6,224   6,224   1,301
Collectively evaluated for impairment 948,841   948,841   842,225
Ending Balance 955,065   955,065   843,526
Commercial and Industrial [Member]          
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance     683 650 650
Charges-offs     (297)   (27)
Recoveries     131   41
Provision for loan losses     107   19
Ending Balance 624   624   683
Individually evaluated for impairment 0   0   87
Collectively evaluated for impairment 624   624   596
Ending Balance 624   624   683
Loans Balances [Abstract]          
Individually evaluated for impairment 400   400   174
Collectively evaluated for impairment 66,324   66,324   68,516
Ending Balance 66,724   66,724   68,690
Real Estate [Member]          
Loans Balances [Abstract]          
Ending Balance 734,223   734,223   647,411
Real Estate [Member] | Construction [Member]          
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance     459 339 339
Charges-offs     0   0
Recoveries     0   0
Provision for loan losses     70   120
Ending Balance 529   529   459
Individually evaluated for impairment 55   55   0
Collectively evaluated for impairment 474   474   459
Ending Balance 529   529   459
Loans Balances [Abstract]          
Individually evaluated for impairment 1,234   1,234   79
Collectively evaluated for impairment 66,771   66,771   58,361
Ending Balance 68,005   68,005   58,440
Real Estate [Member] | Mortgage [Member]          
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance [1]     2,390 2,560 2,560
Charges-offs [1]     (25)   (14)
Recoveries [1]     52   76
Provision for loan losses [1]     190   (232)
Ending Balance [1] 2,607   2,607   2,390
Individually evaluated for impairment [1] 35   35   33
Collectively evaluated for impairment [1] 2,572   2,572   2,357
Ending Balance [1] 2,607   2,607   2,390
Loans Balances [Abstract]          
Individually evaluated for impairment [1] 284   284   450
Collectively evaluated for impairment [1] 256,101   256,101   205,918
Ending Balance [1] 256,385   256,385   206,368
Real Estate [Member] | Commercial [Member]          
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance     4,787 4,434 4,434
Charges-offs     0   0
Recoveries     22   44
Provision for loan losses     (464)   309
Ending Balance 4,345   4,345   4,787
Individually evaluated for impairment 7   7   8
Collectively evaluated for impairment 4,338   4,338   4,779
Ending Balance 4,345   4,345   4,787
Loans Balances [Abstract]          
Individually evaluated for impairment 4,304   4,304   591
Collectively evaluated for impairment 405,529   405,529   382,012
Ending Balance 409,833   409,833   382,603
Consumer [Member]          
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance [2]     1,362 1,302 1,302
Charges-offs [2]     (1,095)   (800)
Recoveries [2]     389   390
Provision for loan losses [2]     982   470
Ending Balance [2] 1,638   1,638   1,362
Individually evaluated for impairment [2] 0   0   0
Collectively evaluated for impairment [2] 1,638   1,638   1,362
Ending Balance [2] 1,638   1,638   1,362
Loans Balances [Abstract]          
Individually evaluated for impairment [2] 2   2   7
Collectively evaluated for impairment [2] 151,175   151,175   118,434
Ending Balance [2] 151,177   151,177   118,441
Other [Member]          
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance     184 123 123
Charges-offs     (281)   (278)
Recoveries     99   98
Provision for loan losses     188   241
Ending Balance 190   190   184
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 190   190   184
Ending Balance 190   190   184
Loans Balances [Abstract]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 2,941   2,941   8,984
Ending Balance [3] 2,941   2,941   8,984
Unallocated [Member]          
Allowance for loan losses by segment [Roll Forward]          
Beginning Balance     0 $ 133 133
Charges-offs     0   0
Recoveries     0   0
Provision for loan losses     0   (133)
Ending Balance 0   0   0
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 0   0   0
Ending Balance 0   0   0
Loans Balances [Abstract]          
Individually evaluated for impairment 0   0   0
Collectively evaluated for impairment 0   0   0
Ending Balance $ 0   $ 0   $ 0
[1] The real estate-mortgage segment includes residential 1 – 4 family, multi-family, second mortgages and equity lines of credit.
[2] The consumer segment includes consumer automobile loans.
[3] Overdrawn accounts are reclassified as loans and included in the Other category in the table above.  Overdrawn deposit accounts, excluding internal use accounts, totaled $323 thousand and $304 thousand at September 30, 2022 and December 31, 2021, respectively.