Consolidated Balance Sheets - USD ($) $ in Thousands		Jun. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks		$ 18,913	$ 13,424
Interest-bearing due from banks		67,216	164,073
Federal funds sold		687	10,425
Cash and cash equivalents		86,816	187,922
Securities available-for-sale, at fair value		239,356	234,321
Restricted securities, at cost		1,389	1,034
Loans held for sale		1,325	3,287
Loans, net	[1]	904,376	833,661
Premises and equipment, net		31,377	32,134
Premises and equipment, held for sale		1,216	871
Bank-owned life insurance		28,566	28,168
Goodwill		1,650	1,650
Core deposit intangible, net		253	275
Other assets		18,560	14,832
Total assets		1,314,884	1,338,155
Deposits:
Noninterest-bearing deposits		434,249	421,531
Savings deposits		580,039	586,450
Time deposits		158,706	169,118
Total deposits		1,172,994	1,177,099
Overnight repurchase agreements		4,384	4,536
Federal Reserve Bank borrowings		0	480
Long term borrowings		29,472	29,407
Accrued expenses and other liabilities		6,884	5,815
Total liabilities		1,213,734	1,217,337
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,064,236 and 5,239,707 shares outstanding (includes 46,092 and 38,435 of nonvested restricted stock, respectively)		25,091	26,006
Additional paid-in capital		17,643	21,458
Retained earnings		74,266	71,679
Accumulated other comprehensive (loss) income, net		(15,850)	1,675
Total stockholders' equity		101,150	120,818
Total liabilities and stockholders' equity		$ 1,314,884	$ 1,338,155

[1] Net deferred loan fees totaled $761 thousand and $1.3 million at June 30, 2022 and December 31, 2021, respectively.