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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Interest and Dividend Income:    
Loans, including fees $ 9,184 $ 9,954
Due from banks 73 43
Federal funds sold 1 0
Securities:    
Taxable 989 770
Tax-exempt 209 181
Dividends and interest on all other securities 14 30
Total interest and dividend income 10,470 10,978
Interest Expense:    
Checking and savings deposits 176 215
Time deposits 361 584
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 1 23
Long term borrowings 295 0
Total interest expense 833 822
Net interest income 9,637 10,156
Provision for loan losses 101 150
Net interest income after provision for loan losses 9,536 10,006
Noninterest Income:    
Bank-owned life insurance income 231 226
Mortgage banking income 220 1,188
Total noninterest income 3,515 4,134
Noninterest Expense:    
Salaries and employee benefits 6,422 6,227
Occupancy and equipment 1,161 1,202
Data processing 1,090 1,043
Customer development 93 78
Professional services 630 545
Employee professional development 264 141
Other taxes 213 251
ATM and other losses 14 139
Other operating expenses 826 932
Total noninterest expense 10,713 10,558
Income before income taxes 2,338 3,582
Income tax expense 307 570
Net income $ 2,031 $ 3,012
Basic Earnings per Share:    
Weighted average shares outstanding (in shares) 5,186,354 5,224,501
Net income per share of common stock (in dollars per share) $ 0.39 $ 0.58
Diluted Earnings per Share:    
Weighted average shares outstanding (in shares) 5,186,431 5,224,501
Net income per share of common stock (in dollars per share) $ 0.39 $ 0.58
Fiduciary and Asset Management Fees [Member]    
Noninterest Income:    
Noninterest revenue $ 1,072 $ 1,027
Service Charges on Deposit Accounts [Member]    
Noninterest Income:    
Noninterest revenue 722 649
Other Service Charges, Commissions and Fees [Member]    
Noninterest Income:    
Noninterest revenue 1,053 987
Other Operating Income [Member]    
Noninterest Income:    
Noninterest revenue $ 217 $ 57