Consolidated Balance Sheets - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks		$ 12,577	$ 13,424
Interest-bearing due from banks		144,321	164,073
Federal funds sold		1,405	10,425
Cash and cash equivalents		158,303	187,922
Securities available-for-sale, at fair value		238,023	234,321
Restricted securities, at cost		1,389	1,034
Loans held for sale		2,010	3,287
Loans, net	[1]	845,714	833,661
Premises and equipment, net		31,472	32,134
Premises and equipment, held for sale		1,216	871
Bank-owned life insurance		28,370	28,168
Goodwill		1,650	1,650
Core deposit intangible, net		264	275
Other assets		16,974	14,832
Total assets		1,325,385	1,338,155
Deposits:
Noninterest-bearing deposits		385,150	421,531
Savings deposits		628,770	586,450
Time deposits		164,969	169,118
Total deposits		1,178,889	1,177,099
Overnight repurchase agreements		3,528	4,536
Federal Reserve Bank borrowings		0	480
Long term borrowings		29,440	29,407
Accrued expenses and other liabilities		5,429	5,815
Total liabilities		1,217,286	1,217,337
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,118,193 and 5,239,707 shares outstanding (includes 30,283 and 38,435 of nonvested restricted stock, respectively)		25,439	26,006
Additional paid-in capital		19,082	21,458
Retained earnings		73,036	71,679
Accumulated other comprehensive (loss) income, net		(9,458)	1,675
Total stockholders' equity		108,099	120,818
Total liabilities and stockholders' equity		$ 1,325,385	$ 1,338,155

[1] Net deferred loan fees totaled $790 thousand and $1.3 million at March 31, 2022 and December 31, 2021, respectively.