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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest and Dividend Income:    
Loans, including fees $ 37,912 $ 36,012
Due from banks 230 267
Federal funds sold 3 12
Securities:    
Taxable 3,284 3,068
Tax-exempt 753 516
Dividends and interest on all other securities 70 134
Total interest and dividend income 42,252 40,009
Interest Expense:    
Checking and savings deposits 938 1,080
Time deposits 1,941 3,337
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 35 150
Long term borrowings 544 0
Federal Home Loan Bank advances 0 725
Total interest expense 3,458 5,292
Net interest income 38,794 34,717
Provision for loan losses 794 1,000
Net interest income after provision for loan losses 38,000 33,717
Noninterest Income:    
Bank-owned life insurance income 1,014 839
Mortgage banking income 2,280 1,781
Gain on sale of available-for-sale securities, net 0 264
Gain on sale of fixed assets 0 818
Total noninterest income 14,885 14,698
Noninterest Expense:    
Salaries and employee benefits 25,361 25,512
Occupancy and equipment 4,694 4,852
Data processing 4,557 3,478
Customer development 370 381
Professional services 2,521 2,196
Employee professional development 719 658
Other taxes 794 661
ATM and other losses 504 871
Loss on extinguishment of borrowings 0 490
(Gain) on other real estate owned 0 (62)
Loss on sale of loans 0 99
Other operating expenses 3,629 3,369
Total noninterest expense 43,149 42,505
Income before income taxes 9,736 5,910
Income tax expense 1,296 521
Net income $ 8,440 $ 5,389
Basic Earnings per Share:    
Weighted average shares outstanding (in shares) 5,238,318 5,216,237
Net income per share of common stock (in dollars per share) $ 1.61 $ 1.03
Diluted Earnings per Share:    
Weighted average shares outstanding (in shares) 5,238,352 5,216,441
Net income per share of common stock (in dollars per share) $ 1.61 $ 1.03
Fiduciary and Asset Management Fees [Member]    
Noninterest Income:    
Noninterest revenue $ 4,198 $ 3,877
Service Charges on Deposit Accounts [Member]    
Noninterest Income:    
Noninterest revenue 2,866 2,872
Other Service Charges, Commissions and Fees [Member]    
Noninterest Income:    
Noninterest revenue 4,169 4,028
Other Operating Income [Member]    
Noninterest Income:    
Noninterest revenue $ 358 $ 219