Consolidated Balance Sheets - USD ($) $ in Thousands		Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks		$ 14,429	$ 21,799
Interest-bearing due from banks		169,223	98,633
Federal funds sold		652	5
Cash and cash equivalents		184,304	120,437
Securities available-for-sale, at fair value		212,440	186,409
Restricted securities, at cost		1,034	1,367
Loans held for sale		5,740	14,413
Loans, net	[1]	830,467	826,759
Premises and equipment, net		32,282	33,613
Premises and equipment, held for sale		871	0
Bank-owned life insurance		29,012	28,386
Goodwill		1,650	1,650
Core deposit intangible, net		286	319
Other assets		13,540	12,838
Total assets		1,311,626	1,226,191
Deposits:
Noninterest-bearing deposits		392,986	360,602
Savings deposits		584,600	512,936
Time deposits		173,120	193,698
Total deposits		1,150,706	1,067,236
Overnight repurchase agreements		4,496	6,619
Federal Reserve Bank borrowings		898	28,550
Long term borrowings		29,374	1,350
Accrued expenses and other liabilities		5,385	5,291
Total liabilities		1,190,859	1,109,046
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,245,842 and 5,224,019 shares outstanding (includes 39,103 and 29,576 of nonvested restricted stock, respectively)		26,034	25,972
Additional paid-in capital		21,476	21,245
Retained earnings		70,683	65,859
Accumulated other comprehensive income, net		2,574	4,069
Total stockholders' equity		120,767	117,145
Total liabilities and stockholders' equity		$ 1,311,626	$ 1,226,191

[1] Net deferred loan fees totaled $1.8 million and $2.1 million at September 30, 2021 and December 31, 2020, respectively.