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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Interest and Dividend Income:        
Loans, including fees $ 8,814 $ 8,924 $ 18,768 $ 17,751
Due from banks 52 32 95 183
Federal funds sold 0 0 0 12
Securities:        
Taxable 791 712 1,561 1,576
Tax-exempt 191 137 372 223
Dividends and interest on all other securities 11 43 41 89
Total interest and dividend income 9,859 9,848 20,837 19,834
Interest Expense:        
Checking and savings deposits 235 298 450 638
Time deposits 511 883 1,095 1,855
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 7 15 30 37
Federal Home Loan Bank advances 0 179 0 413
Total interest expense 753 1,375 1,575 2,943
Net interest income 9,106 8,473 19,262 16,891
Provision for loan losses 0 300 150 600
Net interest income after provision for loan losses 9,106 8,173 19,112 16,291
Noninterest Income:        
Bank-owned life insurance income 204 192 430 423
Mortgage banking income 381 223 1,569 380
Gain on sale of available-for-sale securities, net 0 184 0 184
Gain on sale of fixed assets 0 818 0 818
Total noninterest income 3,538 3,958 7,672 7,236
Noninterest Expense:        
Salaries and employee benefits 6,227 5,464 12,454 11,458
Occupancy and equipment 1,123 1,188 2,325 2,454
Data processing 1,197 804 2,240 1,623
Customer development 69 71 147 185
Professional services 620 590 1,165 1,065
Employee professional development 192 93 333 313
Other taxes 171 158 422 308
ATM and other losses 17 60 156 158
Other operating expenses 919 776 1,851 1,670
Total noninterest expense 10,535 9,204 21,093 19,234
Income before income taxes 2,109 2,927 5,691 4,293
Income tax expense 267 433 837 549
Net income $ 1,842 $ 2,494 $ 4,854 $ 3,744
Basic Earnings per Share:        
Weighted average shares outstanding (in shares) 5,237,479 5,220,137 5,231,026 5,210,139
Net income per share of common stock (in dollars per share) $ 0.35 $ 0.48 $ 0.93 $ 0.72
Diluted Earnings per Share:        
Weighted average shares outstanding (in shares) 5,237,479 5,220,262 5,231,026 5,210,573
Net income per share of common stock (in dollars per share) $ 0.35 $ 0.48 $ 0.93 $ 0.72
Fiduciary and Asset Management Fees [Member]        
Noninterest Income:        
Noninterest revenue $ 1,051 $ 909 $ 2,078 $ 1,926
Service Charges on Deposit Accounts [Member]        
Noninterest Income:        
Noninterest revenue 700 615 1,388 1,510
Other Service Charges, Commissions and Fees [Member]        
Noninterest Income:        
Noninterest revenue 1,120 980 2,068 1,923
Other Operating Income [Member]        
Noninterest Income:        
Noninterest revenue $ 82 $ 37 $ 139 $ 72