Consolidated Balance Sheets - USD ($) $ in Thousands		Jun. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks		$ 21,118	$ 21,799
Interest-bearing due from banks		134,377	98,633
Federal funds sold		3	5
Cash and cash equivalents		155,498	120,437
Securities available-for-sale, at fair value		213,211	186,409
Restricted securities, at cost		1,033	1,367
Loans held for sale		2,284	14,413
Loans, net	[1]	823,200	826,759
Premises and equipment, net		32,419	33,613
Premises and equipment, held for sale		871	0
Bank-owned life insurance		28,817	28,386
Goodwill		1,650	1,650
Core deposit intangible, net		297	319
Other assets		15,531	12,838
Total assets		1,274,811	1,226,191
Deposits:
Noninterest-bearing deposits		398,908	360,602
Savings deposits		555,744	512,936
Time deposits		179,365	193,698
Total deposits		1,134,017	1,067,236
Overnight repurchase agreements		12,239	6,619
Federal Reserve Bank borrowings		3,313	28,550
Other borrowings		0	1,350
Accrued expenses and other liabilities		5,314	5,291
Total liabilities		1,154,883	1,109,046
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,244,635 and 5,224,019 shares outstanding (includes 39,103 and 29,576 of nonvested restricted stock, respectively)		26,028	25,972
Additional paid-in capital		21,372	21,245
Retained earnings		69,457	65,859
Accumulated other comprehensive income, net		3,071	4,069
Total stockholders' equity		119,928	117,145
Total liabilities and stockholders' equity		$ 1,274,811	$ 1,226,191

[1] Net deferred loan fees totaled $2.4 million and $2.1 million at June 30, 2021 and December 31, 2020, respectively.