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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Interest and Dividend Income:    
Loans, including fees $ 9,954 $ 8,827
Due from banks 43 151
Federal funds sold 0 12
Securities:    
Taxable 770 864
Tax-exempt 181 86
Dividends and interest on all other securities 30 46
Total interest and dividend income 10,978 9,986
Interest Expense:    
Checking and savings deposits 215 340
Time deposits 584 972
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 23 22
Federal Home Loan Bank advances 0 234
Total interest expense 822 1,568
Net interest income 10,156 8,418
Provision for loan losses 150 300
Net interest income after provision for loan losses 10,006 8,118
Noninterest Income:    
Bank-owned life insurance income 226 231
Mortgage banking income 1,188 157
Total noninterest income 4,134 3,278
Noninterest Expense:    
Salaries and employee benefits 6,227 5,994
Occupancy and equipment 1,202 1,266
Data processing 1,043 819
Customer development 78 114
Professional services 545 475
Employee professional development 141 220
Other taxes 251 150
ATM and other losses 139 98
Other operating expenses 932 894
Total noninterest expense 10,558 10,030
Income before income taxes 3,582 1,366
Income tax expense 570 116
Net income $ 3,012 $ 1,250
Basic Earnings per Share:    
Weighted average shares outstanding (in shares) 5,224,501 5,200,250
Net income per share of common stock (in dollars per share) $ 0.58 $ 0.24
Diluted Earnings per Share:    
Weighted average shares outstanding (in shares) 5,224,501 5,200,989
Net income per share of common stock (in dollars per share) $ 0.58 $ 0.24
Fiduciary and Asset Management Fees [Member]    
Noninterest Income:    
Noninterest revenue $ 1,027 $ 1,017
Service Charges on Deposit Accounts [Member]    
Noninterest Income:    
Noninterest revenue 688 895
Other Service Charges, Commissions and Fees [Member]    
Noninterest Income:    
Noninterest revenue 948 943
Other Operating Income [Member]    
Noninterest Income:    
Noninterest revenue $ 57 $ 35