Consolidated Balance Sheets - USD ($) $ in Thousands		Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks		$ 32,418	$ 21,799
Interest-bearing due from banks		144,982	98,633
Federal funds sold		4	5
Cash and cash equivalents		177,404	120,437
Securities available-for-sale, at fair value		194,518	186,409
Restricted securities, at cost		1,033	1,367
Loans held for sale		9,291	14,413
Loans, net	[1]	798,000	826,759
Premises and equipment, net		32,299	33,613
Premises and equipment, held for sale		902	0
Bank-owned life insurance		28,612	28,386
Goodwill		1,650	1,650
Core deposit intangible, net		308	319
Other assets		13,621	12,838
Total assets		1,257,638	1,226,191
Deposits:
Noninterest-bearing deposits		385,079	360,602
Savings deposits		539,342	512,936
Time deposits		187,137	193,698
Total deposits		1,111,558	1,067,236
Overnight repurchase agreements		6,204	6,619
Federal Reserve Bank borrowings		10,995	28,550
Other borrowings		0	1,350
Accrued expenses and other liabilities		10,958	5,291
Total liabilities		1,139,715	1,109,046
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,225,295 and 5,224,019 shares outstanding (includes 29,576 of nonvested restricted stock, respectively)		25,979	25,972
Additional paid-in capital		21,324	21,245
Retained earnings		68,245	65,859
Accumulated other comprehensive income, net		2,375	4,069
Total stockholders' equity		117,923	117,145
Total liabilities and stockholders' equity		$ 1,257,638	$ 1,226,191

[1] Net deferred loan fees totaled $1.8 million and $2.1 million at March 31, 2021 and December 31, 2020, respectively.