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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Interest and Dividend Income:    
Loans, including fees $ 36,012 $ 35,718
Due from banks 267 689
Federal funds sold 12 31
Securities:    
Taxable 3,068 2,827
Tax-exempt 516 755
Dividends and interest on all other securities 134 221
Total interest and dividend income 40,009 40,241
Interest Expense:    
Checking and savings deposits 1,080 1,136
Time deposits 3,337 3,845
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 150 132
Federal Home Loan Bank advances 725 1,309
Total interest expense 5,292 6,422
Net interest income 34,717 33,819
Provision for loan losses 1,000 318
Net interest income after provision for loan losses 33,717 33,501
Noninterest Income:    
Bank-owned life insurance income 839 784
Mortgage banking income 1,781 884
Gain on sale of available-for-sale securities, net 264 314
Gain (loss) on sale of fixed assets 818 0
Total noninterest income 14,698 14,077
Noninterest Expense:    
Salaries and employee benefits 25,512 24,024
Occupancy and equipment 4,852 5,628
Data processing 3,478 1,798
Customer development 381 552
Professional services 2,196 2,311
Employee professional development 658 791
Other taxes 661 592
ATM and other losses 871 291
Loss on extinguishment of borrowings 490 0
(Gain) on other real estate owned (62) (2)
Loss on sale of loans 99 0
Other operating expenses 3,369 2,653
Total noninterest expense 42,505 38,638
Income before income taxes 5,910 8,940
Income tax expense 521 1,080
Net income $ 5,389 $ 7,860
Basic Earnings per Share:    
Weighted average shares outstanding (in shares) 5,216,237 5,196,812
Net income per share of common stock (in dollars per share) $ 1.03 $ 1.51
Diluted Earnings per Share:    
Weighted average shares outstanding (in shares) 5,216,441 5,196,853
Net income per share of common stock (in dollars per share) $ 1.03 $ 1.51
Fiduciary and Asset Management Fees [Member]    
Noninterest Income:    
Noninterest revenue $ 3,877 $ 3,850
Service Charges on Deposit Accounts [Member]    
Noninterest Income:    
Noninterest revenue 2,872 4,085
Other Service Charges, Commissions and Fees [Member]    
Noninterest Income:    
Noninterest revenue 4,028 3,925
Other Operating Income [Member]    
Noninterest Income:    
Noninterest revenue $ 219 $ 235