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Consolidated Statements of Income (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Interest and Dividend Income:    
Loans, including fees $ 8,827 $ 8,862
Due from banks 151 57
Federal funds sold 12 7
Securities:    
Taxable 864 620
Tax-exempt 86 266
Dividends and interest on all other securities 46 64
Total interest and dividend income 9,986 9,876
Interest Expense:    
Checking and savings deposits 340 251
Time deposits 972 870
Federal funds purchased, securities sold under agreements to repurchase and other borrowings 22 37
Federal Home Loan Bank advances 234 359
Total interest expense 1,568 1,517
Net interest income 8,418 8,359
Provision for loan losses 300 226
Net interest income after provision for loan losses 8,118 8,133
Noninterest Income:    
Bank-owned life insurance income 231 192
Mortgage banking income 157 216
Gain on sale of available-for-sale securities, net 0 26
Total noninterest income 3,278 3,416
Noninterest Expense:    
Salaries and employee benefits 5,994 5,699
Occupancy and equipment 1,266 1,393
Data processing 819 363
Customer development 114 162
Professional services 475 514
Employee professional development 220 186
Other taxes 150 150
ATM and other losses 98 62
(Gain) loss on other real estate owned 0 (2)
Other operating expenses 894 764
Total noninterest expense 10,030 9,291
Income before income taxes 1,366 2,258
Income tax expense 116 231
Net income $ 1,250 $ 2,027
Basic Earnings per Share:    
Weighted average shares outstanding (in shares) 5,200,250 5,184,586
Net income per share of common stock (in dollars per share) $ 0.24 $ 0.39
Diluted Earnings per Share:    
Weighted average shares outstanding (in shares) 5,200,989 5,184,599
Net income per share of common stock (in dollars per share) $ 0.24 $ 0.39
Fiduciary and Asset Management Fees [Member]    
Noninterest Income:    
Noninterest revenue $ 1,017 $ 959
Service Charges on Deposit Accounts [Member]    
Noninterest Income:    
Noninterest revenue 895 1,053
Other Service Charges, Commissions and Fees [Member]    
Noninterest Income:    
Noninterest revenue 943 925
Other Operating Income [Member]    
Noninterest Income:    
Noninterest revenue $ 35 $ 45