Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands		Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks		$ 26,896	$ 37,280
Interest-bearing due from banks		51,228	48,610
Federal funds sold		6	3,975
Cash and cash equivalents		78,130	89,865
Securities available-for-sale, at fair value		152,608	145,715
Restricted securities, at cost		3,152	2,926
Loans held for sale		2,309	590
Loans, net	[1]	750,550	738,205
Premises and equipment, net		35,136	35,312
Premises and equipment, held for sale		907	907
Bank-owned life insurance		27,777	27,547
Other real estate owned, net		236	0
Goodwill		1,650	1,650
Core deposit intangible, net		352	363
us-gaap:OtherAssets		12,470	11,408
Total assets		1,065,277	1,054,488
Deposits:
Noninterest-bearing deposits		258,104	262,558
Savings deposits		428,836	399,020
Time deposits		215,596	227,918
Total deposits		902,536	889,496
Overnight repurchase agreements		4,817	11,452
Federal Home Loan Bank advances		42,000	37,000
Other borrowings		1,800	1,950
us-gaap:OtherLiabilities		4,080	4,834
Total liabilities		955,233	944,732
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,200,606 and 5,200,038 shares outstanding (includes 12,385 and 19,933 of nonvested restricted stock, respectively)		25,941	25,901
Additional paid-in capital		21,026	20,959
Retained earnings		63,601	62,975
Accumulated other comprehensive loss, net		(524)	(79)
Total stockholders' equity		110,044	109,756
Total liabilities and stockholders' equity		$ 1,065,277	$ 1,054,488

[1] Net deferred loan fees totaled $511 thousand and $557 thousand at March 31, 2020 and December 31, 2019, respectively.