Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands		Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks		$ 31,897	$ 19,915
Interest-bearing due from banks		58,591	20,000
Federal funds sold		719	2,302
Cash and cash equivalents		91,207	42,217
Securities available-for-sale, at fair value		146,486	148,247
Restricted securities, at cost		3,351	3,853
Loans held for sale		1,578	479
Loans, net	[1]	730,198	763,898
Premises and equipment, net		36,361	36,738
Bank-owned life insurance		27,355	26,763
Other real estate owned, net		0	83
Goodwill		1,650	1,650
Core deposit intangible, net		374	407
Other assets		12,035	13,848
Total assets		1,050,595	1,038,183
Deposits:
Noninterest-bearing deposits		251,419	246,265
Savings deposits		380,178	367,915
Time deposits		232,973	228,964
Total deposits		864,570	843,144
Overnight repurchase agreements		23,732	25,775
Federal Home Loan Bank advances		47,000	60,000
Other borrowings		2,100	2,550
Accrued expenses and other liabilities		4,130	4,708
Total liabilities		941,532	936,177
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,199,169 and 5,184,289 shares outstanding (includes 19,933 and 13,689 of nonvested restricted stock, respectively)		25,896	25,853
Additional paid-in capital		20,876	20,698
Retained earnings		61,625	57,611
Accumulated other comprehensive income (loss), net		666	(2,156)
Total stockholders' equity		109,063	102,006
Total liabilities and stockholders' equity		$ 1,050,595	$ 1,038,183

[1] Net deferred loan fees totaled $630 thousand and $864 thousand at September 30, 2019 and December 31, 2018, respectively.