Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands		Jun. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks		$ 15,903	$ 19,915
Interest-bearing due from banks		33,868	20,000
Federal funds sold		831	2,302
Cash and cash equivalents		50,602	42,217
Securities available-for-sale, at fair value		145,453	148,247
Restricted securities, at cost		3,479	3,853
Loans held for sale		754	479
Loans, net	[1]	750,421	763,898
Premises and equipment, net		36,293	36,738
Bank-owned life insurance		27,153	26,763
Other real estate owned, net		0	83
Goodwill		1,650	1,650
Core deposit intangible, net		385	407
Other assets		13,214	13,848
Total assets		1,029,404	1,038,183
Deposits:
Noninterest-bearing deposits		242,882	246,265
Savings deposits		369,477	367,915
Time deposits		235,425	228,964
Total deposits		847,784	843,144
Overnight repurchase agreements		18,011	25,775
Federal Home Loan Bank advances		50,000	60,000
Other borrowings		2,250	2,550
Accrued expenses and other liabilities		3,934	4,708
Total liabilities		921,979	936,177
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,202,850 and 5,184,289 shares outstanding (includes 24,511 and 13,689 of nonvested restricted stock, respectively)		25,892	25,853
Additional paid-in capital		20,838	20,698
Retained earnings		60,016	57,611
Accumulated other comprehensive income (loss), net		679	(2,156)
Total stockholders' equity		107,425	102,006
Total liabilities and stockholders' equity		$ 1,029,404	$ 1,038,183

[1] Net deferred loan fees totaled $784 thousand and $864 thousand at June 30, 2019 and December 31, 2018, respectively.