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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 3,531 $ 2,860
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,870 2,081
Accretion related to acquisition, net (199) 0
Provision for loan losses 1,849 2,925
Gain on sale of securities, net (120) (89)
Net amortization of securities 1,331 1,727
Increase in loans held for sale, net (254) (981)
Net loss on disposal of premises and equipment 9 4
Net (gain) loss on write-down/sale of other real estate owned 86 (18)
Income from bank owned life insurance (584) (595)
Stock compensation expense 103 9
Deferred tax benefit 0 (171)
(Increase) decrease in other assets 182 (552)
Decrease in accrued expenses and other liabilities (387) (244)
Net cash provided by operating activities 7,417 6,956
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (16,582) (25,220)
Proceeds from redemption (cash used in purchases) of restricted securities, net 254 (1,920)
Proceeds from maturities and calls of available-for-sale securities 8,750 46,625
Proceeds from sales of available-for-sale securities 12,139 7,030
Paydowns on available-for-sale securities 7,672 7,484
Proceeds from sale of loans held for investment 8,930 0
Net increase in loans held for investment (8,228) (99,333)
Proceeds from sales of other real estate owned 211 1,084
Purchases of premises and equipment (439) (510)
Cash paid in acquisition (3,164) 0
Cash acquired in acquisition 2,304 0
Net cash provided by (used in) investing activities 11,847 (64,760)
CASH FLOWS FROM FINANCING ACTIVITIES    
Increase (decrease) in noninterest-bearing deposits 8,499 (5,199)
Increase in savings deposits 14,657 202
Increase (decrease) in time deposits (9,361) 2,940
Increase (decrease) in federal funds purchased, repurchase agreements and other borrowings, net (9,727) 5,181
Increase in Federal Home Loan Bank advances 88,000 120,000
Repayment of Federal Home Loan Bank advances (95,500) (75,000)
Proceeds from exercise of stock options and ESPP issuance 66 1,039
Repurchase and retirement of common stock 0 (132)
Cash dividends paid on common stock (1,691) (1,646)
Net cash provided by (used in) financing activities (5,057) 47,385
Net increase (decrease) in cash and cash equivalents 14,207 (10,419)
Cash and cash equivalents at beginning of period 14,412 25,854
Cash and cash equivalents at end of period 28,619 15,435
Cash payments for:    
Interest 3,332 2,029
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS    
Unrealized gain (loss) on securities available-for-sale (3,603) 2,305
Loans transferred to other real estate owned 203 0
TRANSACTIONS RELATED TO ACQUISITIONS    
Assets acquired 50,446 0
Liabilities assumed 44,324 0
Common stock issued in acquisition $ 3,947 $ 0