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Consolidated Statements of Cash Flows (unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 942 $ 942
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 620 698
Provision for loan losses 525 650
Net gain on sale of available-for-sale securities (80) 0
Net amortization of securities 493 602
Loans originated and held for sale (2,268) 0
Proceeds from sale of loans held for sale 2,370 0
Gain on sale of loans held for sale (38) 0
Net loss on disposal of premises and equipment 11 0
Income from bank owned life insurance (209) (198)
Stock compensation expense 8 0
Decrease in other assets 633 365
Increase (decrease) in other liabilities (45) 365
Net cash provided by operating activities 2,962 3,424
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of available-for-sale securities (1,467) (21,650)
Cash used in purchases of restricted securities, net (177) (7)
Proceeds from maturities and calls of available-for-sale securities 4,655 22,400
Proceeds from sales of available-for-sale securities 2,730 1,000
Paydowns on available-for-sale securities 2,437 2,464
Proceeds from sale of loans held for investment 8,746 0
Net increase in loans held for investment (3,527) (30,800)
Purchases of premises and equipment (189) (250)
Net cash provided by (used in) investing activities 13,208 (26,843)
CASH FLOWS FROM FINANCING ACTIVITIES    
Increase in noninterest-bearing deposits 5,629 4,999
Increase in savings deposits 4,828 11,723
Decrease in time deposits (5,024) (7,832)
Increase in federal funds purchased and repurchase agreements, net 5,448 9,424
Increase in Federal Home Loan Bank advances 58,000 0
Repayment of Federal Home Loan Bank advances (55,500) 0
Proceeds from exercise of stock options and ESPP issuance 26 382
Repurchase and retirement of common stock 0 (74)
Cash dividends paid on common stock (552) (547)
Net cash provided by financing activities 12,855 18,075
Net increase (decrease) in cash and cash equivalents 29,025 (5,344)
Cash and cash equivalents at beginning of period 14,412 25,854
Cash and cash equivalents at end of period 43,437 20,510
Cash payments for:    
Interest 1,050 595
SUPPLEMENTAL SCHEDULE OF NONCASH TRANSACTIONS    
Unrealized gain (loss) on securities available-for-sale (2,297) 648
Loans transferred to other real estate owned $ 203 $ 0