XML 62 R44.htm IDEA: XBRL DOCUMENT v3.8.0.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2017
Regulatory Matters [Abstract]  
Actual and Required Capital Amounts and Ratios
The Company's and the Bank's actual capital amounts and ratios as of December 31, 2017 and 2016 are also presented in the table.
 
  
Capital
  
Minimum
Capital
Requirement
  
Minimum
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
  
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
  
(dollars in thousands)
 
December 31, 2017:
                  
Total Capital to Risk Weighted Assets:
                
Consolidated
 
$
106,029
   
12.28
%
 
$
69,055
   
8.00
%
  
N/A
   
N/A
 
Old Point National Bank
  
97,194
   
11.30
%
  
68,803
   
8.00
%
 
$
86,004
   
10.00
%
                         
Tier 1 Capital to Risk Weighted Assets:
                        
Consolidated
  
96,474
   
11.18
%
  
51,791
   
6.00
%
  
N/A
   
N/A
 
Old Point National Bank
  
87,639
   
10.19
%
  
51,602
   
6.00
%
  
68,803
   
8.00
%
                         
Common Equity Tier 1 Capital to Risk Weighted Assets:
                        
Consolidated
  
96,474
   
11.18
%
  
38,843
   
4.50
%
  
N/A
   
N/A
 
Old Point National Bank
  
87,639
   
10.19
%
  
38,702
   
4.50
%
  
55,902
   
6.50
%
                         
Tier 1 Capital to Average Assets:
                        
Consolidated
  
96,474
   
9.98
%
  
38,686
   
4.00
%
  
N/A
   
N/A
 
Old Point National Bank
  
87,639
   
9.09
%
  
38,575
   
4.00
%
  
48,218
   
5.00
%
                         
December 31, 2016:
                        
Total Capital to Risk Weighted Assets:
                        
Consolidated
 
$
106,443
   
14.51
%
 
$
58,678
   
8.00
%
  
N/A
   
N/A
 
Old Point National Bank
  
98,237
   
13.47
%
  
58,350
   
8.00
%
 
$
72,938
   
10.00
%
                         
Tier 1 Capital to Risk Weighted Assets:
                        
Consolidated
  
98,198
   
13.39
%
  
44,009
   
6.00
%
  
N/A
   
N/A
 
Old Point National Bank
  
89,992
   
12.34
%
  
43,763
   
6.00
%
  
58,350
   
8.00
%
                         
Common Equity Tier 1 Capital to Risk Weighted Assets:
                        
Consolidated
  
98,198
   
13.39
%
  
33,007
   
4.50
%
  
N/A
   
N/A
 
Old Point National Bank
  
89,992
   
12.34
%
  
32,822
   
4.50
%
  
47,410
   
6.50
%
                         
Tier 1 Capital to Average Assets:
                        
Consolidated
  
98,198
   
10.68
%
  
36,768
   
4.00
%
  
N/A
   
N/A
 
Old Point National Bank
  
89,992
   
9.85
%
  
36,549
   
4.00
%
  
45,686
   
5.00
%