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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
Assets    
Cash and due from banks $ 13,420 $ 21,885
Interest-bearing due from banks 908 1,667
Federal funds sold 84 2,302
Cash and cash equivalents 14,412 25,854
Securities available-for-sale, at fair value 157,121 199,365
Restricted stock, at cost 3,846 970
Loans held for sale 779 0
Loans, net [1] 729,092 595,637
Premises and equipment, net 37,197 39,324
Bank-owned life insurance 25,981 25,206
Other real estate owned, net of valuation allowance 0 1,067
Goodwill 621 0
Other assets 12,777 15,543
Total assets 981,826 902,966
Deposits:    
Noninterest-bearing deposits 225,716 228,641
Savings deposits 345,053 344,452
Time deposits 212,825 211,409
Total deposits 783,594 784,502
Federal funds purchased 10,000 0
Overnight repurchase agreements 20,693 18,704
Federal Home Loan Bank advances 67,500 0
Accrued expenses and other liabilities 3,651 5,770
Total liabilities 885,438 808,976
Commitments and contingencies (Note 15)
Stockholders' equity:    
Common stock, $5 par value, 10,000,000 shares authorized; 5,019,703 and 4,961,258 shares outstanding (includes 2,245 and 0 unvested restricted shares, respectively) 25,087 24,806
Additional paid-in capital 17,270 16,427
Retained earnings 54,738 56,965
Accumulated other comprehensive loss, net (707) (4,208)
Total stockholders' equity 96,388 93,990
Total liabilities and stockholders' equity $ 981,826 $ 902,966
[1] Net deferred loan costs totaled $916 thousand and $522 thousand at December 31, 2017 and December 31, 2016, respectively.