Consolidated Balance Sheets (unaudited) (USD $)	Jun. 30, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 14,012,831	$ 15,982,070
Interest-bearing due from banks	40,214,328	24,732,329
Federal funds sold	943,365	1,602,847
Cash and cash equivalents	55,170,524	42,317,246
Securities available-for-sale, at fair value	258,583,381	329,455,812
Securities held-to-maturity (fair value approximates $11,402,809 and $573,500)	11,412,681	570,000
Restricted securities	2,378,100	2,561,900
Loans, net of allowance for loan losses of $7,259,337 and $7,324,310	462,211,798	463,808,457
Premises and equipment, net	35,508,997	32,528,350
Bank-owned life insurance	22,256,631	21,824,197
Foreclosed assets, net of valuation allowance of $1,723,658 and $1,870,285	6,559,191	6,573,398
Other assets	12,800,048	7,859,344
Total assets	866,881,351	907,498,704
Deposits:
Noninterest-bearing deposits	177,839,199	176,740,312
Savings deposits	270,821,034	268,252,782
Time deposits	281,707,695	308,822,642
Total deposits	730,367,928	753,815,736
Overnight repurchase agreements	25,641,883	35,945,800
Term repurchase agreements	410,651	1,279,574
Federal Home Loan Bank advances	25,000,000	25,000,000
Accrued expenses and other liabilities	2,963,605	2,157,558
Total liabilities	784,384,067	818,198,668
Commitments and contingencies
Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 4,959,009 shares issued and outstanding	24,795,045	24,795,045
Additional paid-in capital	16,391,845	16,391,845
Retained earnings	49,724,841	48,304,609
Accumulated other comprehensive loss, net	(8,414,447)	(191,463)
Total stockholders' equity	82,497,284	89,300,036
Total liabilities and stockholders' equity	$ 866,881,351	$ 907,498,704